Local Knowledge PropertyIntegrated Property Financial Advisory
Investment Advisory

We Don't Find Properties. We Engineer After-Tax Returns.

Before you inspect a single property, we model the REAL return: rental yield minus interest, plus depreciation benefit, minus marginal tax impact. Not the brochure number. The actual number.

CPA-Modelled ReturnsDepreciation-Aware SelectionEntity Structure Advisory

The Problem With "Gross Yield"

Every property listing advertises a gross rental yield. It means almost nothing.

What the Brochure Shows

This number ignores interest, tax, depreciation, strata, management fees, insurance, and vacancy.

Annual Rent$31,200
Purchase Price$650,000
"Gross Yield"4.8%

What We Model

The after-tax position at your marginal rate, with every real cost included.

Annual Rent$31,200
Less: Interest (80% LVR @ 6.2%)–$32,240
Less: Mgmt + Strata + Insurance–$8,400
Plus: Depreciation Benefit (47% MTR)+$5,640
True After-Tax Cash Flow–$3,800/yr

What Our Investment Advisory Covers

After-Tax Cash Flow Modelling

Real yield at your marginal tax rate, with interest, depreciation, strata, and vacancy.

Depreciation-Aware Selection

New-build vs established — modelled for Division 40 and Division 43 depreciation at your tax rate.

Entity Structure Advisory

Personal, company, trust, or SMSF? Each changes tax treatment, asset protection, and exit flexibility.

Portfolio Strategy

How this property fits across your entire portfolio: concentration risk, geographic diversity, and debt serviceability.

Negative Gearing Optimisation

We model the actual tax benefit at your bracket — not the generic number agents use in brochures.

Execution if It's Right

If the numbers work, we can source, negotiate, and settle as a licensed agency — with the financial model already built.

Know the Real Number Before You Commit

Book a Property Financial Review. We'll model the after-tax return at your bracket, with every real cost included.