Not an Agent. Not a Broker. Your Advisor.
A selling agent works for the vendor. A buyer's agent works for the buyer. We work for your financial outcome — whichever side of the transaction you're on, and often when the best advice is don't transact yet.
CPA · Licensed Agent · Mortgage Broker — one owner, one client file, one process. Since 2001.
What Makes an Advisor Different?
An agent is paid to complete a transaction. An advisor is paid to get the decision right — including timing, structure, tax, and finance — and is indifferent to whether that means buy, sell, hold, or restructure.
Selling Agent
Works for the vendor. Paid on commission. Goal: maximise sale price.
- • Doesn't know your tax position
- • Doesn't model after-tax outcomes
- • No advice on timing for CGT
- • Transaction-driven
Buyer's Agent
Works for the buyer. Paid on fee or commission. Goal: secure a property.
- • Doesn't know your entity structure
- • Doesn't model depreciation benefit
- • No advice on loan structuring
- • Acquisition-driven
Property Advisor
Works for your financial outcome. One client file. All disciplines.
- CPA tax position analysis first
- After-tax return modelling
- Entity & loan structure advice
- Outcome-driven — including “don't buy yet”
One Owner. Every Qualification. One Process.
Led by James Chee — CPA public practitioner, licensed real estate agent, and mortgage broker — Local Knowledge brings every discipline to one table. Your accountant, your broker, and your property advisor share the same client file.
Local Knowledge Pty Ltd
CPA Public Practice · Registered Tax Agent
Tax position analysis, depreciation modelling, SMSF compliance & strategy — the financial foundation before any property decision.
Local Knowledge Finance
Mortgage Brokerage · AFSL Since 2001
Tax-efficient loan structuring, SMSF limited-recourse borrowing, portfolio refinancing — because how you borrow affects how much you keep.
Local Knowledge Property
Licensed Agency · Property Advisory
Property guidance with full financial context. We advise first, and we can execute if that's the right call — but only then.
Every Situation. One Advisory Process.
Whether it's your family home, an investment, a purchase, or a sale — the advice comes from the same integrated financial picture.
My Home
Affordability, structure, and concessions for your principal place of residence.
Learn moreInvestment
After-tax return engineering, entity structuring, and depreciation modelling.
Learn moreBuying
Independent purchase advice — is this the right asset, price, timing, and structure?
Learn moreSelling
Exit strategy: CGT timing, sequencing, and whether to sell at all.
Learn more