When You Sell Matters More
Than What You Sell For
A $1M sale in June and a $1M sale in July can have a $50,000+ difference in your pocket. We plan the entire exit strategy — not just the listing.
The $50,000 Timing Question
CGT is triggered at contract exchange, not settlement. This single fact creates enormous planning opportunities.
Scenario A: Exchange 28 June
Capital gain taxed at your highest marginal rate in the current financial year alongside your full salary income.
Scenario B: Exchange 3 July
Capital gain falls into the next FY. If other income is lower, the entire gain is taxed at a lower marginal rate.
What Our Selling Advisory Covers
CGT Timing Strategy
We model the optimal exchange date against your income, deductions, and prior-year losses.
Pre-Sale Tax Planning
Depreciation schedules, cost-base adjustments, and 50% CGT discount optimisation.
Market Intelligence
ASPIRE-powered suburb analytics, comparable analysis, and demand signals — so you know the market, not just the agent's pitch.
Should You Sell at All?
Sometimes holding, refinancing, or restructuring delivers a better after-tax outcome than selling. We'll model both.
After-Tax Outcome Modelling
We model the net proceeds after CGT, agent fees, marketing, and any outstanding loan balance.
Execution When You're Ready
If selling is the right call, we can manage the process as a licensed agency — with the timing already optimised.