The Rules Just Changed.
Your Team Shouldn't Have To.
Interest rates up. CGT reformed. Negative gearing changed. Trust structures hit. Four seismic shifts — and they all interact with each other.
Your agent doesn't know your tax position. Your accountant doesn't know the property market. Your broker doesn't know either. We know all three — and the rules just changed on all of them.
What Changed
Four simultaneous policy shifts that compound on each other. Understanding them individually isn't enough — you need to see how they interact for your situation.
Interest Rate Rise
The RBA has raised the cash rate, directly impacting borrowing costs and mortgage repayments across the market.
Capital Gains Tax Changes
New CGT rules affect holding periods, discount eligibility, and the timing strategy for property disposals.
Negative Gearing Reform
Changes to deductibility rules reshape the cash flow equation for investment properties.
Trust Structure Tax Changes
New rules on discretionary trusts, family trusts, and SMSFs affect how property should be held and distributed.
Why Integrated Advice Matters Now
When four policies change simultaneously, fragmented advice is dangerous. Each professional sees one piece — only integrated advice sees the whole picture.
Your Agent
Knows the rate rise hit buyer sentiment. Doesn't know your marginal tax rate just changed how negative gearing affects your cash flow.
Your Accountant
Knows the CGT and trust changes. Can't tell you which suburb still yields a positive after-tax return in the new regime.
Your Broker
Knows your borrowing power just dropped. Doesn't know the trust restructure that could change your entity's borrowing capacity.
The Local Knowledge Difference
Three practices. One ownership. One client file. Your CPA, mortgage broker, and real estate agent share the same understanding of your position — so every decision accounts for all four changes at once.
Deep-Dive Analysis
CPA-grade analysis tailored for every audience — from first-home buyers to SMSF trustees. Each piece written by Graham Chee from 26 years across all three disciplines.
I've Been a CPA for 26 Years and a Licensed Agent. Here's What I'd Tell My Own Family Right Now.
Key Takeaway: After 26 years as a CPA and licensed real estate agent, Local Knowledge Property's property investment specialist Graham Chee shares the frank advice he'd give his own family — cutting through market noise to reveal what truly matters when buying property in 2026. Essential reading for anyone navigating Sydney's complex market.
4 Policy Changes That Will Reshape Australian Property — And What They Mean For You
4 Policy Changes That Will Reshape Australian Property — And What They Mean For You The Australian property landscape is changing fast. Whether you’re a homeowner, first-time buyer, investor, or just property-curious, four key policy shifts are set to impact everyone. As a CPA, licensed real estate
Off-the-Plan in a Post-Reform World: Why Structure Matters More Than Ever
Off-the-Plan in a Post-Reform World: Why Structure Matters More Than Ever By Graham Chee, CPA, Licensed Real Estate Agent, Mortgage Broker apartments.sydney / Local Knowledge Pty Ltd The Reform Landscape: Four Major Shifts, One Compounded Impact Australia’s property investment landscape has entered
Interest Rates Just Went Up — Should I Still Buy?
Interest Rates Just Went Up — Should I Still Buy? If you’re an active buyer or first-home buyer, yesterday’s rate hike might feel like a punch in the gut. The headlines are everywhere: “RBA Hikes Again!” “Mortgage Pain Ahead.” It’s perfectly normal to feel anxious, even a bit paralysed.
Rate Rise, CGT, Negative Gearing & Trust Rules: What It Actually Means For Your Next Property Decision
Rate Rise, CGT, Negative Gearing & Trust Rules: What It Actually Means For Your Next Property Decision Australia’s property market is facing its most complex regulatory landscape in years. With the Reserve Bank of Australia (RBA) raising the cash rate, Federal reforms to capital gains tax (CGT), neg
The Rules Changed On All Three Disciplines At Once.
Book a confidential Policy Reform Review. We'll sit with you across all three disciplines — accounting, lending, and property — and map out what these changes mean for your specific position.
No obligation. No sales pitch. Just clarity from someone who understands your complete financial picture.