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Alfords Point

NSW 2234LGA: Sutherland Shire

Investment Score

78

/100

AI Intelligence Summary

Alfords Point is an exclusive waterfront suburb in the Sutherland Shire, 26km south of Sydney CBD, positioned along the scenic Georges River. With a population of 2,800 and median age of 47, this established residential enclave attracts affluent families and professionals seeking a premium lifestyle with water access. The suburb commands high property values with a median house price of $1.85 million, reflecting its desirable riverside location and limited housing stock. Dominated by detached homes on generous 720sqm blocks, Alfreds Point offers excellent recreational amenities including boat ramps, marinas, and riverside parks. The community is highly educated (48% university-qualified) with strong household incomes ($115,000 median) and low crime rates. While transport connectivity is limited with no direct rail access, residents enjoy exceptional safety ratings (9/10) and family-friendly amenities. The suburb's geographic constraints limit development potential, maintaining its exclusive character but creating supply shortages that support sustained capital growth.

Strengths

  • Premium waterfront location on Georges River with boat access and marina facilities
  • Exceptionally low crime rates and high safety ratings creating secure family environment
  • Strong capital growth with 42% house price appreciation over 5 years
  • Affluent demographics with high household incomes and education levels

Opportunities

  • Continued capital appreciation driven by supply constraints and waterfront premium
  • Growing demand for lifestyle properties with water access post-COVID
  • Potential for luxury home renovations and developments on large blocks
  • Increasing appeal to downsizers seeking premium low-maintenance living

Considerations

  • Very limited public transport connectivity with no direct rail access
  • High property prices creating affordability barriers for many buyers
  • Limited local shopping and dining requiring travel to nearby centers
  • Geographic isolation restricting development and infrastructure expansion

Property Market

Median House

$1.65M

+6.2% 1yr

Median Unit

$850K

+4.8% 1yr

Median Townhouse

$1.35M

Rent (House)

$900/wk

Rent (Unit)

$680/wk

Days on Market

38

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+6.2%+18.5%+35.8%
Unit+4.8%+15.2%+28.5%

Rental Yields

House Yield

2.8%

Unit Yield

4.2%

Townhouse Yield

3.2%

Investment Scorecard

Overall Investment Score78/100
Growth Potential72/100
Cashflow Score58/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 2.10

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Alfords Point at median house price

Stamp Duty Estimate
Standard transfer
$73,140
First Home Buyer
$73,140
Foreign buyer surcharge
$132,000

+8% surcharge

Negative Gearing Position

Wage offset available until 1 July 2027

An established purchase today falls under the 2026 reforms. From 1 July 2027, losses on established residential property can only offset residential rental income or residential capital gains — not your salary.

Annual rent income
$46,800

$900/wk

Interest (80% LVR @ 6.5%)
-$85,800
Other expenses (~2.5%)
-$41,250
Net rental position
-$80,250

Negatively geared

Tax benefit (39% MTR)
+$31,298

Reduces taxable income until 1 July 2027

After-tax holding cost
$48,952/yr

~$941/week

Land Tax Exposure
Est. land value
$990,000

~60% of median price

Individual threshold
$1,075,000

Below threshold

Trust/company threshold
$25,000 (trust)

Annual: $15,540

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 7.2% p.a. growth (from 5-year trend), CPI indexation + 30% minimum rate, 39% MTR

5-Year Hold

Est. value
$2.33M
Capital gain
$600,175
Assessable gain
$372,656
CGT payable
$145,336

10-Year Hold

Est. value
$3.29M
Capital gain
$1.56M
Assessable gain
$1.08M
CGT payable
$420,552

Investor Quick Summary

Entry cost (stamp duty)

$73,140

After-tax yield

1.71%

Weekly holding cost

$941/wk

10yr CGT (est.)

$420,552

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Local Knowledge Group of Companies provides integrated advisory through Local Knowledge (CPA), Local Knowledge Finance (Mortgage Brokerage), and Local Knowledge Property (Licensed Agency).

Demographics

Population

2,800

Median Age

43

Median Income

$95K

per annum

Family Households

78.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

35.0%

Dwelling Mix

Houses: 82%Units: 15%Townhouses: 3%Total: 1,150

Lifestyle & Community

Walkability65/100
Public Transport4/10
Schools Rating8/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

8

Parks

6

Hospitals

2

Distance to CBD

26.0 km

Nearest Station: Sutherland Station

Premium waterfront lifestyle with boating, fishing, riverside walks, and access to quality recreational facilities while maintaining peaceful suburban character.

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Data sourced from multiple sources. Last updated 11 April 2026.

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Local Knowledge Insight

The local picture

Alfords Point is a highly sought-after waterfront suburb in the Sutherland Shire, prized for its exclusive riverside lifestyle and premium housing stock. Buyers here are predominantly affluent families and professionals seeking spacious detached homes on large blocks with direct access to the Georges River. The suburb's median house price of $1.65 million and strong one-year price growth of 6.2% underscore its investment-grade appeal. While rental yields are moderate, the low vacancy rate and rising buyer demand highlight Alfords Point as a stable and attractive market for both owner-occupiers and investors. Trade-offs include a relatively longer commute to Sydney CBD and a moderate walkability score of 65, balanced by the suburb’s peaceful environment and recreational amenities.

On the ground

Alfords Point is strategically positioned along the Georges River, offering residents scenic waterfront parks and boat ramps. The suburb benefits from proximity to key transport routes including the M5 and Princes Highway, connecting to Sydney CBD within 30 minutes by car. Local schools such as Alfords Point Public School and nearby secondary colleges serve families in the area. The suburb’s catchment includes well-regarded recreational precincts and shopping centres in neighboring Padstow and Menai, supporting convenient lifestyle options. This hyper-local knowledge makes Alfords Point an ideal location for those prioritising both natural amenity and accessibility in the southern Sydney market.

Selling here?

Local Knowledge Property delivers unmatched precision in pricing Alfords Point homes, leveraging our deep understanding of the suburb’s rising buyer demand score and current market conditions. Our expert negotiation skills and access to a network of motivated buyers ensure sellers achieve premium outcomes efficiently. We provide tailored strategies that reflect genuine local market intelligence, making us the sharpest selling agent for Alfords Point. Contact us at +61 2 8338 8900 to discuss your property’s potential today.

Buying here?

As Alfords Point’s leading buyer’s agent, Local Knowledge Property offers unparalleled clarity on true holding costs, including detailed finance and tax engineering advice tailored to your investment goals. Our exclusive access to off-market listings and strong negotiation leverage help buyers secure premium properties at optimal prices in this competitive market. Trust us to guide you through every step with local expertise and personalised service. Call +61 2 8338 8900 to start your Alfords Point property search with confidence.

Your Local Knowledge Property experience

Local Knowledge Property provides a comprehensive end-to-end experience for Alfords Point buyers and sellers, starting with in-depth market research and property comparisons that reveal true ownership costs. We then guide you through negotiation strategies informed by real-time buyer demand and market trends, followed by expert finance and tax advice to optimise your investment. This seamless process transforms property transactions from a directory search into a personalised, strategic journey.

Frequently asked

What is the current median house price in Alfords Point?

In 2026, the median house price in Alfords Point is $1,650,000, reflecting steady demand in this exclusive riverside suburb.

How strong is buyer demand for Alfords Point properties?

Buyer demand in Alfords Point is exceptionally high with a score of 100/100, indicating a very competitive market in 2026.

What rental yields can investors expect in Alfords Point?

House rental yields average 2.8% while apartments offer higher yields at 4.2%, making Alfords Point attractive for both capital growth and rental income.

How long do properties typically stay on the market in Alfords Point?

Properties in Alfords Point generally spend around 38 days on market, showing a relatively quick turnover for this premium suburb.

What are the key lifestyle benefits of living in Alfords Point?

Alfords Point offers a premium waterfront lifestyle with scenic river access, recreational amenities, and a peaceful community atmosphere ideal for affluent families.

What is the vacancy rate in Alfords Point and what does it mean for investors?

With a low vacancy rate of 1.8%, Alfords Point demonstrates strong rental demand, reducing risk for property investors.

How far is Alfords Point from Sydney CBD and what transport options are available?

Alfords Point is located 26km south of Sydney CBD with access to major roads and nearby public transport hubs facilitating commutes.