Asquith
Investment Score
75
/100
AI Intelligence Summary
Asquith is a well-established Upper North Shore suburb located 30km north of Sydney CBD, offering an attractive blend of suburban tranquility and urban accessibility. With a population of 3,200 and median age of 42, it's predominantly a family-oriented community with 68% family households and strong professional representation at 52%. The suburb features excellent transport connectivity via Asquith Railway Station on the T1 North Shore Line, providing direct CBD access in 45-50 minutes. Property values have shown robust growth with median house prices at $1.45M, reflecting 32.5% growth over five years. The area is characterized by predominantly detached housing (75%) on generous 650sqm blocks, creating a spacious residential environment. Asquith benefits from proximity to quality educational institutions, Ku-ring-gai Chase National Park, and the Asquith Golf Club. The community enjoys low crime rates, excellent schools rating of 8/10, and strong family-friendliness scoring 9/10. With professional workers comprising 52% of residents and university education at 48%, the demographic profile reflects the aspirational Upper North Shore character while maintaining relative affordability compared to premium neighboring suburbs.
Strengths
- •Excellent transport connectivity with direct train access to Sydney CBD
- •Strong capital growth trajectory with 32.5% house price growth over 5 years
- •High-quality educational institutions and schools rating of 8/10
- •Low crime index of 25/100 providing excellent safety and security
Opportunities
- •Potential for subdivision and townhouse development on larger blocks
- •Growing demand from families seeking Upper North Shore lifestyle
- •Infrastructure improvements enhancing transport connectivity
- •Continued gentrification driving further property value appreciation
Considerations
- •Limited local shopping and dining options compared to major centers
- •Higher property prices creating affordability barriers for first-time buyers
- •Dependence on car transport for daily activities with 72% driving to work
- •Limited apartment stock restricting housing diversity and rental options
A decision, not just a search · Asquith
Does a promising suburb make this the right property decision?
No. Suburb data can help you shortlist, but it cannot establish the value, condition or suitability of a particular property. Compare buying, retaining your current property and waiting against your household cash flow, finance conditions and intended holding period.
Questions that could change the answer
- What would make this location unsuitable even if its median price rises?
- Could you meet the costs if income falls, the property is vacant or repairs are needed?
- Are you comparing a specific property with genuinely comparable sales—or only an area average?
Evidence to obtain—not yet verified here
- Comparable property evidence with transaction dates and relevant differences.
- Current loan terms, household commitments and a realistic cash-flow buffer.
- Property inspections, contract advice and ownership/tax advice where relevant.
Other options: Shortlist another property, retain what you own, reduce the budget or delay. Growth expectations alone are not a reason to proceed.
Next action: Ask a Property Advisor to connect the property evidence with your priorities, and identify the finance, tax or legal professional required for unresolved questions.
When to revisit: Revisit if the price, lending terms, inspection findings or household circumstances change.
General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.
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Property Market
$1.45M
+6.5% 1yr
$750K
+5.2% 1yr
$1.10M
$900/wk
$590/wk
42
1.8%
68.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +6.5% | +18.2% | +32.5% |
| Unit | +5.2% | +15.8% | +28.3% |
Rental Yields
House Yield
3.2%
Unit Yield
4.1%
Townhouse Yield
3.5%
Investment Scorecard
Demand/Supply Ratio: 1.40
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Asquith at median house price
Stamp Duty Estimate
+8% surcharge
Negative Gearing Position
Wage offset available until 1 July 2027
An established purchase today falls under the 2026 reforms. From 1 July 2027, losses on established residential property can only offset residential rental income or residential capital gains — not your salary.
$900/wk
Negatively geared
Reduces taxable income until 1 July 2027
~$761/week
Land Tax Exposure
~60% of median price
Below threshold
Annual: $13,620
CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.
CGT Projection
Based on 6.5% p.a. growth (from 5-year trend), CPI indexation + 30% minimum rate, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$62,140
After-tax yield
1.95%
Weekly holding cost
$761/wk
10yr CGT (est.)
$302,992
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Local Knowledge Group of Companies provides integrated advisory through Local Knowledge (CPA), Local Knowledge Finance (Mortgage Brokerage), and Local Knowledge Property (Licensed Agency).
Demographics
3,200
42
$95K
per annum
68.0%
52.0%
48.0%
3.2%
38.0%
Dwelling Mix
Lifestyle & Community
12
8
1
30.0 km
Nearest Station: Asquith Station
Relaxed suburban lifestyle with excellent access to outdoor recreation, quality schools, and convenient transport to Sydney CBD. The community enjoys a balance of natural beauty and urban convenience.
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Data sourced from multiple sources. Last updated 11 April 2026.