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Camperdown

NSW 2050LGA: Inner West Council

Investment Score

82

/100

AI Intelligence Summary

Camperdown is a vibrant inner-city suburb located 4km southwest of Sydney CBD, distinguished by its proximity to major institutions including the University of Sydney and Royal Prince Alfred Hospital. The area has undergone significant urban renewal and densification, with apartments and units comprising 68% of housing stock. The suburb attracts a young, educated demographic with a median age of 29 years, dominated by university students, healthcare workers, and young professionals. Property values remain strong with median house prices at $1.85M and units at $825K, supported by consistent rental demand from the institutional presence. The community enjoys excellent walkability, strong public transport connections, and access to the cultural amenities of nearby Newtown and Glebe. While the suburb offers limited family housing options and faces some urban density challenges, it presents solid investment fundamentals with an 82/100 investment score, driven by stable demand drivers and continued infrastructure development.

Strengths

  • •Prime inner-city location 4km from Sydney CBD with excellent connectivity
  • •Anchor institutions (University of Sydney, RPA Hospital) providing stable rental demand
  • •Strong capital growth with houses up 32.8% over 5 years
  • •High walkability score (85/100) and excellent public transport access

Opportunities

  • •Ongoing urban renewal projects along Parramatta Road corridor
  • •Sydney Metro West development improving regional connectivity
  • •Hospital expansion and university development driving continued demand
  • •Active transport infrastructure improvements enhancing livability

Considerations

  • •Limited family housing options with only 25% separate houses
  • •High property prices creating affordability barriers for first-time buyers
  • •Limited primary school options within suburb boundaries
  • •High population density creating parking and traffic congestion issues

A decision, not just a search · Camperdown

Does a promising suburb make this the right property decision?

No. Suburb data can help you shortlist, but it cannot establish the value, condition or suitability of a particular property. Compare buying, retaining your current property and waiting against your household cash flow, finance conditions and intended holding period.

Questions that could change the answer

  • What would make this location unsuitable even if its median price rises?
  • Could you meet the costs if income falls, the property is vacant or repairs are needed?
  • Are you comparing a specific property with genuinely comparable sales—or only an area average?

Evidence to obtain—not yet verified here

  • Comparable property evidence with transaction dates and relevant differences.
  • Current loan terms, household commitments and a realistic cash-flow buffer.
  • Property inspections, contract advice and ownership/tax advice where relevant.

Other options: Shortlist another property, retain what you own, reduce the budget or delay. Growth expectations alone are not a reason to proceed.

Next action: Ask a Property Advisor to connect the property evidence with your priorities, and identify the finance, tax or legal professional required for unresolved questions.

When to revisit: Revisit if the price, lending terms, inspection findings or household circumstances change.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Property Market

Median House

$1.85M

+8.5% 1yr

Median Unit

$825K

+6.8% 1yr

Median Townhouse

$1.35M

Rent (House)

$1,150/wk

Rent (Unit)

$650/wk

Days on Market

28

Vacancy Rate

1.8%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+18.2%+32.8%
Unit+6.8%+15.4%+28.6%

Rental Yields

House Yield

3.2%

Unit Yield

4.8%

Townhouse Yield

3.8%

Investment Scorecard

Overall Investment Score82/100
Growth Potential78/100
Cashflow Score75/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Camperdown at median house price

Stamp Duty Estimate
Standard transfer
$84,140
First Home Buyer
$84,140
Foreign buyer surcharge
$148,000

+8% surcharge

Negative Gearing Position

Wage offset available until 1 July 2027

An established purchase today falls under the 2026 reforms. From 1 July 2027, losses on established residential property can only offset residential rental income or residential capital gains — not your salary.

Annual rent income
$59,800

$1150/wk

Interest (80% LVR @ 6.5%)
-$96,200
Other expenses (~2.5%)
-$46,250
Net rental position
-$82,650

Negatively geared

Tax benefit (39% MTR)
+$32,234

Reduces taxable income until 1 July 2027

After-tax holding cost
$50,416/yr

~$970/week

Land Tax Exposure
Est. land value
$1.11M

~60% of median price

Individual threshold
$1,075,000

Annual: $660

Trust/company threshold
$25,000 (trust)

Annual: $17,460

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 6.6% p.a. growth (from 5-year trend), CPI indexation + 30% minimum rate, 39% MTR

5-Year Hold

Est. value
$2.54M
Capital gain
$598,418
Assessable gain
$343,041
CGT payable
$133,786

10-Year Hold

Est. value
$3.49M
Capital gain
$1.55M
Assessable gain
$1.00M
CGT payable
$391,800

Investor Quick Summary

Entry cost (stamp duty)

$84,140

After-tax yield

1.95%

Weekly holding cost

$970/wk

10yr CGT (est.)

$391,800

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Local Knowledge Group of Companies provides integrated advisory through Local Knowledge (CPA), Local Knowledge Finance (Mortgage Brokerage), and Local Knowledge Property (Licensed Agency).

Demographics

Population

7,200

Median Age

29

Median Income

$78K

per annum

Family Households

35.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

42.0%

Dwelling Mix

Houses: 25%Units: 68%Townhouses: 7%Total: 3,200

Lifestyle & Community

Walkability85/100
Public Transport9/10
Schools Rating6/10
Safety8/10
Family Friendly6/10
Cafes & Restaurants

45

Parks

3

Hospitals

1

Distance to CBD

4.0 km

Nearest Station: Newtown Station

Urban lifestyle with excellent walkability, diverse dining scene, cultural amenities, and easy access to CBD and surrounding entertainment precincts

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Data sourced from multiple sources. Last updated 11 April 2026.

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