Clarendon
Investment Score
72
/100
AI Intelligence Summary
Clarendon is a small rural locality in NSW's Hawkesbury region, located approximately 65km northwest of Sydney CBD. This peaceful community is characterized by large acreage properties, hobby farms, and a strong agricultural heritage. The area attracts residents seeking a rural lifestyle within commuting distance of Sydney, particularly those interested in equestrian activities and sustainable living. With limited local commercial services, residents typically travel to nearby Richmond or Windsor for shopping, services, and transport connections. The suburb offers excellent access to the Hawkesbury River for recreational activities and is surrounded by natural bushland perfect for outdoor enthusiasts. Property market activity is relatively low due to limited housing stock, with most properties ranging from 1-10+ acres. The community maintains a close-knit, family-oriented atmosphere with median residents in their late 40s. Infrastructure is typical of rural areas with NBN coverage available but limited public transport options.
Strengths
- •Large acreage properties ideal for hobby farming and equestrian activities
- •Strong sense of community and rural lifestyle appeal
- •Proximity to Hawkesbury River for water-based recreation
- •Access to natural bushland and outdoor activities
Opportunities
- •Growing demand for rural lifestyle properties post-COVID
- •Potential for eco-tourism and agritourism development
- •Infrastructure improvements in the broader Hawkesbury region
- •Increasing interest in sustainable living and self-sufficiency
Considerations
- •Limited local commercial services and amenities
- •No direct public transport connections
- •Restricted housing stock leading to limited market activity
- •Distance from major employment centers
A decision, not just a search · Clarendon
Does a promising suburb make this the right property decision?
No. Suburb data can help you shortlist, but it cannot establish the value, condition or suitability of a particular property. Compare buying, retaining your current property and waiting against your household cash flow, finance conditions and intended holding period.
Questions that could change the answer
- What would make this location unsuitable even if its median price rises?
- Could you meet the costs if income falls, the property is vacant or repairs are needed?
- Are you comparing a specific property with genuinely comparable sales—or only an area average?
Evidence to obtain—not yet verified here
- Comparable property evidence with transaction dates and relevant differences.
- Current loan terms, household commitments and a realistic cash-flow buffer.
- Property inspections, contract advice and ownership/tax advice where relevant.
Other options: Shortlist another property, retain what you own, reduce the budget or delay. Growth expectations alone are not a reason to proceed.
Next action: Ask a Property Advisor to connect the property evidence with your priorities, and identify the finance, tax or legal professional required for unresolved questions.
When to revisit: Revisit if the price, lending terms, inspection findings or household circumstances change.
General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.
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Property Market
$1.45M
+8.5% 1yr
$900/wk
75
1.8%
65.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +8.5% | +22.0% | +35.0% |
Rental Yields
House Yield
3.2%
Investment Scorecard
Demand/Supply Ratio: 2.10
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Clarendon at median house price
Stamp Duty Estimate
+8% surcharge
Negative Gearing Position
Wage offset available until 1 July 2027
An established purchase today falls under the 2026 reforms. From 1 July 2027, losses on established residential property can only offset residential rental income or residential capital gains — not your salary.
$900/wk
Negatively geared
Reduces taxable income until 1 July 2027
~$761/week
Land Tax Exposure
~60% of median price
Below threshold
Annual: $13,620
CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.
CGT Projection
Based on 7.0% p.a. growth (from 5-year trend), CPI indexation + 30% minimum rate, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$62,140
After-tax yield
1.95%
Weekly holding cost
$761/wk
10yr CGT (est.)
$353,895
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Local Knowledge Group of Companies provides integrated advisory through Local Knowledge (CPA), Local Knowledge Finance (Mortgage Brokerage), and Local Knowledge Property (Licensed Agency).
Demographics
450
47
$95K
per annum
68.0%
45.0%
38.0%
3.2%
25.0%
Dwelling Mix
Lifestyle & Community
1
3
65.0 km
Nearest Station: Richmond Station
Rural lifestyle focused on outdoor activities, equestrian pursuits, hobby farming, river recreation, and community events in a peaceful natural setting.
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Data sourced from multiple sources. Last updated 27 March 2026.