Concord
Investment Score
78
/100
AI Intelligence Summary
Concord NSW 2137 is an established inner-west suburb located 15km west of Sydney CBD, known for its multicultural community and strong healthcare precinct anchored by Concord Hospital. The suburb features a diverse demographic with significant Italian, Chinese, and Lebanese populations, creating a vibrant community atmosphere. Properties predominantly consist of detached houses with some unit developments, showing steady price growth due to excellent transport connectivity via Concord West station and major arterial roads. The area benefits from established infrastructure including quality schools, parks like Concord Oval and Queens Park, and proximity to Rhodes shopping precinct. With an aging population of long-term residents and strong community groups, Concord offers a stable residential environment. The suburb's investment appeal is enhanced by its strategic location, transport links, and the economic stability provided by the major hospital employer, making it attractive for both owner-occupiers and investors seeking steady capital growth.
Strengths
- •Strategic location 15km from Sydney CBD with excellent transport connectivity
- •Major employment hub with Concord Hospital as significant local employer
- •Strong multicultural community creating diverse dining and cultural offerings
- •Established residential character with quality housing stock and tree-lined streets
Opportunities
- •Potential for medium-density development near transport corridors
- •Growing healthcare and aged care sector providing employment stability
- •Cycling infrastructure improvements enhancing connectivity
- •Rhodes precinct development spillover benefits
Considerations
- •Aging population demographic may impact future community vibrancy
- •Traffic congestion on major arterial roads during peak hours
- •Limited nightlife and entertainment options within the suburb
- •Higher property prices due to inner-west location may limit affordability
A decision, not just a search · Concord
Does a promising suburb make this the right property decision?
No. Suburb data can help you shortlist, but it cannot establish the value, condition or suitability of a particular property. Compare buying, retaining your current property and waiting against your household cash flow, finance conditions and intended holding period.
Questions that could change the answer
- What would make this location unsuitable even if its median price rises?
- Could you meet the costs if income falls, the property is vacant or repairs are needed?
- Are you comparing a specific property with genuinely comparable sales—or only an area average?
Evidence to obtain—not yet verified here
- Comparable property evidence with transaction dates and relevant differences.
- Current loan terms, household commitments and a realistic cash-flow buffer.
- Property inspections, contract advice and ownership/tax advice where relevant.
Other options: Shortlist another property, retain what you own, reduce the budget or delay. Growth expectations alone are not a reason to proceed.
Next action: Ask a Property Advisor to connect the property evidence with your priorities, and identify the finance, tax or legal professional required for unresolved questions.
When to revisit: Revisit if the price, lending terms, inspection findings or household circumstances change.
General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.
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Property Market
$1.75M
+5.2% 1yr
$850K
+4.8% 1yr
$1.35M
$1,050/wk
$780/wk
35
1.8%
72.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +5.2% | +18.5% | +35.8% |
| Unit | +4.8% | +16.2% | +32.5% |
Rental Yields
House Yield
3.2%
Unit Yield
4.8%
Townhouse Yield
3.6%
Investment Scorecard
Demand/Supply Ratio: 1.80
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Concord at median house price
Stamp Duty Estimate
+8% surcharge
Negative Gearing Position
Wage offset available until 1 July 2027
An established purchase today falls under the 2026 reforms. From 1 July 2027, losses on established residential property can only offset residential rental income or residential capital gains — not your salary.
$1050/wk
Negatively geared
Reduces taxable income until 1 July 2027
~$940/week
Land Tax Exposure
~60% of median price
Below threshold
Annual: $16,500
CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.
CGT Projection
Based on 7.2% p.a. growth (from 5-year trend), CPI indexation + 30% minimum rate, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$78,640
After-tax yield
1.95%
Weekly holding cost
$940/wk
10yr CGT (est.)
$445,507
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Local Knowledge Group of Companies provides integrated advisory through Local Knowledge (CPA), Local Knowledge Finance (Mortgage Brokerage), and Local Knowledge Property (Licensed Agency).
Demographics
8,200
42
$89K
per annum
62.0%
48.0%
42.0%
4.2%
45.0%
Dwelling Mix
Lifestyle & Community
25
8
2
15.0 km
Nearest Station: Concord West Station
Family-oriented lifestyle with excellent parks, quality schools, diverse dining options along Majors Bay Road, and easy access to Rhodes entertainment precinct for shopping and dining.
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Data sourced from multiple sources. Last updated 11 April 2026.