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Connells Point

NSW 2221LGA: Georges River Council

Investment Score

78

/100

AI Intelligence Summary

Connells Point is a premium waterfront suburb located 20km south of Sydney CBD, renowned for its exclusive Georges River frontage and established residential character. The suburb attracts affluent families and professionals seeking a peaceful lifestyle with water access while maintaining connectivity to Sydney's business districts. With a population of approximately 2,800 residents, Connells Point features predominantly detached homes on generous blocks, creating a low-density residential environment. The area offers excellent recreational amenities including waterfront parks, walking tracks, and boating facilities along the Georges River. Property values reflect the suburb's desirable waterfront location, with median house prices around $2.1 million, supported by limited housing stock and strong demand from owner-occupiers. The community is family-oriented with high household incomes and education levels, though residents rely on nearby Hurstville and Miranda for major shopping and services. Transport connectivity is primarily via bus services to train stations at Hurstville and Allawah. The suburb's investment appeal stems from its scarcity value, waterfront amenities, and proximity to quality schools and infrastructure.

Strengths

  • •Premium waterfront location with Georges River access
  • •Established family-friendly community with low crime rates
  • •Limited housing stock creating scarcity value
  • •Proximity to quality schools and educational facilities

Opportunities

  • •Potential for property subdivision and development
  • •Growing demand for waterfront lifestyle properties
  • •Infrastructure improvements in surrounding areas
  • •Increasing interest in outdoor recreation and water activities

Considerations

  • •Limited local shopping and commercial services
  • •Dependence on private transport for daily needs
  • •High property prices limiting affordability
  • •Relatively low rental yields compared to other areas

A decision, not just a search · Connells Point

Does a promising suburb make this the right property decision?

No. Suburb data can help you shortlist, but it cannot establish the value, condition or suitability of a particular property. Compare buying, retaining your current property and waiting against your household cash flow, finance conditions and intended holding period.

Questions that could change the answer

  • What would make this location unsuitable even if its median price rises?
  • Could you meet the costs if income falls, the property is vacant or repairs are needed?
  • Are you comparing a specific property with genuinely comparable sales—or only an area average?

Evidence to obtain—not yet verified here

  • Comparable property evidence with transaction dates and relevant differences.
  • Current loan terms, household commitments and a realistic cash-flow buffer.
  • Property inspections, contract advice and ownership/tax advice where relevant.

Other options: Shortlist another property, retain what you own, reduce the budget or delay. Growth expectations alone are not a reason to proceed.

Next action: Ask a Property Advisor to connect the property evidence with your priorities, and identify the finance, tax or legal professional required for unresolved questions.

When to revisit: Revisit if the price, lending terms, inspection findings or household circumstances change.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Property Market

Median House

$2.10M

+8.5% 1yr

Median Unit

$950K

+6.2% 1yr

Median Townhouse

$1.45M

Rent (House)

$1,150/wk

Rent (Unit)

$650/wk

Days on Market

35

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+22.3%+45.8%
Unit+6.2%+18.7%+38.4%

Rental Yields

House Yield

2.8%

Unit Yield

3.5%

Townhouse Yield

3.1%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score58/100
Risk Score (lower = safer)72/100
Affordability Index45/100

Demand/Supply Ratio: 2.10

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Connells Point at median house price

Stamp Duty Estimate
Standard transfer
$97,890
First Home Buyer
$97,890
Foreign buyer surcharge
$168,000

+8% surcharge

Negative Gearing Position

Wage offset available until 1 July 2027

An established purchase today falls under the 2026 reforms. From 1 July 2027, losses on established residential property can only offset residential rental income or residential capital gains — not your salary.

Annual rent income
$59,800

$1150/wk

Interest (80% LVR @ 6.5%)
-$109,200
Other expenses (~2.5%)
-$52,500
Net rental position
-$101,900

Negatively geared

Tax benefit (39% MTR)
+$39,741

Reduces taxable income until 1 July 2027

After-tax holding cost
$62,159/yr

~$1,195/week

Land Tax Exposure
Est. land value
$1.26M

~60% of median price

Individual threshold
$1,075,000

Annual: $3,060

Trust/company threshold
$25,000 (trust)

Annual: $19,860

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 9.2% p.a. growth (from 5-year trend), CPI indexation + 30% minimum rate, 39% MTR

5-Year Hold

Est. value
$3.25M
Capital gain
$1.05M
Assessable gain
$756,304
CGT payable
$294,959

10-Year Hold

Est. value
$5.04M
Capital gain
$2.84M
Assessable gain
$2.22M
CGT payable
$865,019

Investor Quick Summary

Entry cost (stamp duty)

$97,890

After-tax yield

1.71%

Weekly holding cost

$1195/wk

10yr CGT (est.)

$865,019

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Local Knowledge Group of Companies provides integrated advisory through Local Knowledge (CPA), Local Knowledge Finance (Mortgage Brokerage), and Local Knowledge Property (Licensed Agency).

Demographics

Population

2,800

Median Age

42

Median Income

$125K

per annum

Family Households

68.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

35.0%

Dwelling Mix

Houses: 85%Units: 12%Townhouses: 3%Total: 1,150

Lifestyle & Community

Walkability65/100
Public Transport6/10
Schools Rating8/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

8

Parks

6

Hospitals

1

Distance to CBD

20.0 km

Nearest Station: Hurstville Station

Premium waterfront living with recreational boating, walking trails, parks, and community events

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Data sourced from multiple sources. Last updated 11 April 2026.

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