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Eastwood

NSW 2122LGA: City of Ryde

Investment Score

78

/100

AI Intelligence Summary

Eastwood, NSW 2122 is a highly sought-after suburb located 17km northwest of Sydney CBD, renowned for its excellent educational facilities, strong multicultural community, and convenient transport links. The suburb has a population of 18,500 with a significant Asian-Australian demographic, particularly Chinese and Korean communities. With a median age of 38 and high education levels (48% university educated), Eastwood attracts young professionals and families seeking quality schools and lifestyle amenities. The property market is robust with median house prices at $1.65M and units at $850K, supported by strong rental demand and low vacancy rates. The area features excellent public transport via Eastwood Railway Station on the T1 Northern Line, vibrant dining precincts along Rowe Street, and proximity to major shopping centers. Investment fundamentals remain strong with consistent capital growth, high rental yields for units (4.1%), and ongoing infrastructure improvements planned by Ryde Council.

Strengths

  • •Excellent school catchments including highly regarded public schools and proximity to selective schools
  • •Strong transport connectivity with direct rail access to Sydney CBD and major bus routes
  • •Vibrant multicultural community with diverse dining and cultural amenities
  • •Consistent property market performance with strong capital growth over 5 years

Opportunities

  • •Planned town center upgrades and infrastructure improvements by Ryde Council
  • •Growing Asian food and retail market attracting visitors from across Sydney
  • •Potential for further apartment developments near transport hubs
  • •Increasing demand from international students and young professionals

Considerations

  • •High property prices creating affordability barriers for first-time buyers
  • •Limited parking in the commercial precinct during peak times
  • •Increasing density with more apartment developments changing suburb character
  • •Competition for quality rental properties driving up rental costs

A decision, not just a search · Eastwood

Does a promising suburb make this the right property decision?

No. Suburb data can help you shortlist, but it cannot establish the value, condition or suitability of a particular property. Compare buying, retaining your current property and waiting against your household cash flow, finance conditions and intended holding period.

Questions that could change the answer

  • What would make this location unsuitable even if its median price rises?
  • Could you meet the costs if income falls, the property is vacant or repairs are needed?
  • Are you comparing a specific property with genuinely comparable sales—or only an area average?

Evidence to obtain—not yet verified here

  • Comparable property evidence with transaction dates and relevant differences.
  • Current loan terms, household commitments and a realistic cash-flow buffer.
  • Property inspections, contract advice and ownership/tax advice where relevant.

Other options: Shortlist another property, retain what you own, reduce the budget or delay. Growth expectations alone are not a reason to proceed.

Next action: Ask a Property Advisor to connect the property evidence with your priorities, and identify the finance, tax or legal professional required for unresolved questions.

When to revisit: Revisit if the price, lending terms, inspection findings or household circumstances change.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Property Market

Median House

$1.65M

+8.5% 1yr

Median Unit

$850K

+6.8% 1yr

Median Townhouse

$1.28M

Rent (House)

$1,050/wk

Rent (Unit)

$680/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+22.8%+45.2%
Unit+6.8%+18.5%+38.4%

Rental Yields

House Yield

3.2%

Unit Yield

4.1%

Townhouse Yield

3.5%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score72/100
Risk Score (lower = safer)72/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Eastwood at median house price

Stamp Duty Estimate
Standard transfer
$73,140
First Home Buyer
$73,140
Foreign buyer surcharge
$132,000

+8% surcharge

Negative Gearing Position

Wage offset available until 1 July 2027

An established purchase today falls under the 2026 reforms. From 1 July 2027, losses on established residential property can only offset residential rental income or residential capital gains — not your salary.

Annual rent income
$54,600

$1050/wk

Interest (80% LVR @ 6.5%)
-$85,800
Other expenses (~2.5%)
-$41,250
Net rental position
-$72,450

Negatively geared

Tax benefit (39% MTR)
+$28,256

Reduces taxable income until 1 July 2027

After-tax holding cost
$44,194/yr

~$850/week

Land Tax Exposure
Est. land value
$990,000

~60% of median price

Individual threshold
$1,075,000

Below threshold

Trust/company threshold
$25,000 (trust)

Annual: $15,540

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 9.0% p.a. growth (from 5-year trend), CPI indexation + 30% minimum rate, 39% MTR

5-Year Hold

Est. value
$2.54M
Capital gain
$812,001
Assessable gain
$584,482
CGT payable
$227,948

10-Year Hold

Est. value
$3.92M
Capital gain
$2.19M
Assessable gain
$1.70M
CGT payable
$664,631

Investor Quick Summary

Entry cost (stamp duty)

$73,140

After-tax yield

1.95%

Weekly holding cost

$850/wk

10yr CGT (est.)

$664,631

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Local Knowledge Group of Companies provides integrated advisory through Local Knowledge (CPA), Local Knowledge Finance (Mortgage Brokerage), and Local Knowledge Property (Licensed Agency).

Demographics

Population

18,500

Median Age

38

Median Income

$95K

per annum

Family Households

68.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

4.2%

Born Overseas

58.0%

Dwelling Mix

Houses: 45%Units: 48%Townhouses: 7%Total: 7,850

Lifestyle & Community

Walkability75/100
Public Transport8/10
Schools Rating9/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

85

Parks

12

Hospitals

2

Distance to CBD

17.0 km

Nearest Station: Eastwood Railway Station

Active community lifestyle with excellent dining options, recreational facilities, cultural events, and strong emphasis on education and family activities

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Data sourced from multiple sources. Last updated 11 April 2026.

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