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Harrington Park

NSW 2567LGA: Camden Council

Investment Score

78

/100

AI Intelligence Summary

Harrington Park is a premium master-planned community in Camden Council, NSW, designed for modern family living. This well-established estate attracts predominantly young families seeking quality new builds, excellent amenities, and a strong community atmosphere. The suburb features over 15 parks and reserves, quality educational facilities including Harrington Park Public School, and convenient retail options at the local shopping centre. With excellent access to Camden Valley Way and Remembrance Driveway, residents enjoy connectivity to Camden, Campbelltown, and the broader Sydney region. The area benefits from modern infrastructure including NBN connectivity and is positioned to gain from proximity to the future Western Sydney Airport. Property values have experienced strong capital growth driven by infrastructure improvements and high demand from families. The suburb maintains a premium position compared to surrounding Camden areas, with predominantly detached housing and limited rental stock due to high owner-occupier rates. Strong population growth continues as new housing developments expand the community.

Strengths

  • •Master-planned community with excellent amenities and infrastructure
  • •Strong capital growth and premium positioning in Camden region
  • •Family-oriented environment with quality schools and parks
  • •Modern housing stock with predominantly new builds

Opportunities

  • •Western Sydney Airport development boosting growth potential
  • •Planned infrastructure upgrades including Camden Valley Way improvements
  • •Continued population growth driving demand
  • •Potential for townhouse and medium density development

Considerations

  • •Premium pricing compared to surrounding Camden suburbs
  • •Limited rental stock availability
  • •Dependence on car transport for most activities
  • •Distance from Sydney CBD and major employment centers

A decision, not just a search · Harrington Park

Does a promising suburb make this the right property decision?

No. Suburb data can help you shortlist, but it cannot establish the value, condition or suitability of a particular property. Compare buying, retaining your current property and waiting against your household cash flow, finance conditions and intended holding period.

Questions that could change the answer

  • What would make this location unsuitable even if its median price rises?
  • Could you meet the costs if income falls, the property is vacant or repairs are needed?
  • Are you comparing a specific property with genuinely comparable sales—or only an area average?

Evidence to obtain—not yet verified here

  • Comparable property evidence with transaction dates and relevant differences.
  • Current loan terms, household commitments and a realistic cash-flow buffer.
  • Property inspections, contract advice and ownership/tax advice where relevant.

Other options: Shortlist another property, retain what you own, reduce the budget or delay. Growth expectations alone are not a reason to proceed.

Next action: Ask a Property Advisor to connect the property evidence with your priorities, and identify the finance, tax or legal professional required for unresolved questions.

When to revisit: Revisit if the price, lending terms, inspection findings or household circumstances change.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Property Market

Median House

$1.15M

+8.5% 1yr

Median Unit

$650K

+6.8% 1yr

Median Townhouse

$850K

Rent (House)

$700/wk

Rent (Unit)

$480/wk

Days on Market

28

Vacancy Rate

1.2%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+28.2%+45.8%
Unit+6.8%+22.5%+38.2%

Rental Yields

House Yield

3.2%

Unit Yield

4.8%

Townhouse Yield

3.8%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score65/100
Risk Score (lower = safer)72/100
Affordability Index58/100

Demand/Supply Ratio: 2.10

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Harrington Park at median house price

Stamp Duty Estimate
Standard transfer
$46,280
First Home Buyer
$46,280
Foreign buyer surcharge
$92,000

+8% surcharge

Negative Gearing Position

Wage offset available until 1 July 2027

An established purchase today falls under the 2026 reforms. From 1 July 2027, losses on established residential property can only offset residential rental income or residential capital gains — not your salary.

Annual rent income
$36,400

$700/wk

Interest (80% LVR @ 6.5%)
-$59,800
Other expenses (~2.5%)
-$28,750
Net rental position
-$52,150

Negatively geared

Tax benefit (39% MTR)
+$20,339

Reduces taxable income until 1 July 2027

After-tax holding cost
$31,811/yr

~$612/week

Land Tax Exposure
Est. land value
$690,000

~60% of median price

Individual threshold
$1,075,000

Below threshold

Trust/company threshold
$25,000 (trust)

Annual: $10,740

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 9.2% p.a. growth (from 5-year trend), CPI indexation + 30% minimum rate, 39% MTR

5-Year Hold

Est. value
$1.78M
Capital gain
$580,412
Assessable gain
$422,456
CGT payable
$164,758

10-Year Hold

Est. value
$2.76M
Capital gain
$1.56M
Assessable gain
$1.22M
CGT payable
$477,358

Investor Quick Summary

Entry cost (stamp duty)

$46,280

After-tax yield

1.95%

Weekly holding cost

$612/wk

10yr CGT (est.)

$477,358

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Local Knowledge Group of Companies provides integrated advisory through Local Knowledge (CPA), Local Knowledge Finance (Mortgage Brokerage), and Local Knowledge Property (Licensed Agency).

Demographics

Population

8,500

Median Age

34

Median Income

$95K

per annum

Family Households

68.0%

Professionals

48.0%

University Educated

42.0%

Unemployment

3.2%

Born Overseas

38.0%

Dwelling Mix

Houses: 85%Units: 8%Townhouses: 7%Total: 3,200

Lifestyle & Community

Walkability65/100
Public Transport4/10
Schools Rating8/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

12

Parks

18

Hospitals

1

Distance to CBD

65.0 km

Nearest Station: Campbelltown Station

Family-focused lifestyle with excellent parks, quality schools, convenient shopping, and regular community events creating a strong neighborhood atmosphere.

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Data sourced from multiple sources. Last updated 11 April 2026.

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