Hurstville Grove
Investment Score
75
/100
AI Intelligence Summary
Hurstville Grove is a small, well-positioned residential suburb in Sydney's St George region, offering an attractive blend of suburban tranquility and urban convenience. Located within the Georges River Council area, this multicultural community features predominantly detached housing with some medium-density developments, making it particularly appealing to families and professionals. The suburb benefits significantly from its proximity to Hurstville CBD, providing residents with access to major shopping precincts, dining options, and essential services while maintaining a quieter residential character. With median house prices ranging from $1.1M-$1.4M as of 2024, Hurstville Grove presents more affordable housing options compared to nearby Hurstville centre, yet still offers excellent connectivity via the T4 Eastern Suburbs & Illawarra Line through Hurstville Station. The area boasts strong community amenities including local parks, quality educational facilities, and recreational areas near the Georges River. The diverse population, with significant Asian Australian representation, contributes to a vibrant multicultural atmosphere while maintaining strong community bonds through local facilities and shared spaces.
Strengths
- •Excellent proximity to Hurstville CBD shopping and dining precinct
- •Strong transport connectivity via T4 railway line and bus networks
- •More affordable housing compared to nearby Hurstville centre
- •Diverse multicultural community with strong social cohesion
Opportunities
- •Benefit from broader St George infrastructure planning initiatives
- •Potential for medium-density development given proximity to transport
- •Growing appeal to young families seeking suburban lifestyle
- •Urban renewal projects in greater Hurstville area may boost values
Considerations
- •Limited apartment stock restricts housing diversity
- •Dependence on nearby Hurstville for major shopping and services
- •Competition from established neighboring suburbs
- •Potential traffic congestion during peak periods
A decision, not just a search · Hurstville Grove
Does a promising suburb make this the right property decision?
No. Suburb data can help you shortlist, but it cannot establish the value, condition or suitability of a particular property. Compare buying, retaining your current property and waiting against your household cash flow, finance conditions and intended holding period.
Questions that could change the answer
- What would make this location unsuitable even if its median price rises?
- Could you meet the costs if income falls, the property is vacant or repairs are needed?
- Are you comparing a specific property with genuinely comparable sales—or only an area average?
Evidence to obtain—not yet verified here
- Comparable property evidence with transaction dates and relevant differences.
- Current loan terms, household commitments and a realistic cash-flow buffer.
- Property inspections, contract advice and ownership/tax advice where relevant.
Other options: Shortlist another property, retain what you own, reduce the budget or delay. Growth expectations alone are not a reason to proceed.
Next action: Ask a Property Advisor to connect the property evidence with your priorities, and identify the finance, tax or legal professional required for unresolved questions.
When to revisit: Revisit if the price, lending terms, inspection findings or household circumstances change.
General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.
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Property Market
$1.25M
+5.2% 1yr
$750K
+4.8% 1yr
$980K
$780/wk
$580/wk
32
2.1%
68.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +5.2% | +18.5% | +32.8% |
| Unit | +4.8% | +16.2% | +28.5% |
Rental Yields
House Yield
3.2%
Unit Yield
4.1%
Townhouse Yield
3.5%
Investment Scorecard
Demand/Supply Ratio: 1.80
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Hurstville Grove at median house price
Stamp Duty Estimate
+8% surcharge
Negative Gearing Position
Wage offset available until 1 July 2027
An established purchase today falls under the 2026 reforms. From 1 July 2027, losses on established residential property can only offset residential rental income or residential capital gains — not your salary.
$780/wk
Negatively geared
Reduces taxable income until 1 July 2027
~$653/week
Land Tax Exposure
~60% of median price
Below threshold
Annual: $11,700
CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.
CGT Projection
Based on 6.6% p.a. growth (from 5-year trend), CPI indexation + 30% minimum rate, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$51,140
After-tax yield
1.95%
Weekly holding cost
$653/wk
10yr CGT (est.)
$267,581
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Local Knowledge Group of Companies provides integrated advisory through Local Knowledge (CPA), Local Knowledge Finance (Mortgage Brokerage), and Local Knowledge Property (Licensed Agency).
Demographics
2,800
38
$95K
per annum
68.0%
45.0%
38.0%
4.2%
48.0%
Dwelling Mix
Lifestyle & Community
8
5
1
18.0 km
Nearest Station: Hurstville Station
Quiet suburban living with easy access to Hurstville's shopping, dining, and entertainment options, complemented by local parks and recreational facilities along the Georges River.
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Data sourced from multiple sources. Last updated 11 April 2026.