Jordan Springs
Investment Score
78
/100
AI Intelligence Summary
Jordan Springs, located in NSW 2747, is a thriving suburb that offers an exceptional lifestyle for its residents. With a median house price of $920,000 and a median unit price of $650,000, the area is ideal for families, professionals, and investors alike. The suburb boasts a population of 8,500, with a median income of $95,000, indicating a strong and stable economy. The walkability score of 65/100 suggests that residents can easily access local amenities, including schools, which have been rated 8/10. Safety is also a top priority, with a score of 8/10, providing peace of mind for families and individuals. While the distance to the CBD is 50km, the investment score of 78/100 and growth potential of 82/100 make Jordan Springs an attractive option for investors. The rental yield of 4.2% and vacancy rate of 1.8% further reinforce the suburb's potential for long-term growth and returns. Overall, Jordan Springs presents a unique blend of lifestyle, market stability, and investment opportunities, making it an excellent choice for those looking to settle or invest in the area.
Strengths
- •High median income of $95,000, indicating a strong and stable economy
- •Excellent schools with a rating of 8/10, making it an attractive option for families
- •Good safety record with a score of 8/10, providing peace of mind for residents
- •Strong investment potential with a score of 78/100 and growth potential of 82/100
Opportunities
- •Growing demand for housing and rentals, driven by the suburb's popularity and limited supply
- •Increasing investment in local infrastructure and amenities, enhancing the overall quality of life
- •Potential for renovation and redevelopment opportunities, allowing investors to add value to properties
- •Emerging trend of remote work and flexible commuting, making Jordan Springs an attractive option for professionals
Considerations
- •Distance to CBD of 50km, which may be a drawback for some commuters
- •Relatively high median house price of $920,000, which may be out of reach for some buyers
- •Potential for traffic congestion and limited public transportation options
- •Limited entertainment and dining options within the suburb, requiring residents to travel to nearby areas
A decision, not just a search · Jordan Springs
Does a promising suburb make this the right property decision?
No. Suburb data can help you shortlist, but it cannot establish the value, condition or suitability of a particular property. Compare buying, retaining your current property and waiting against your household cash flow, finance conditions and intended holding period.
Questions that could change the answer
- What would make this location unsuitable even if its median price rises?
- Could you meet the costs if income falls, the property is vacant or repairs are needed?
- Are you comparing a specific property with genuinely comparable sales—or only an area average?
Evidence to obtain—not yet verified here
- Comparable property evidence with transaction dates and relevant differences.
- Current loan terms, household commitments and a realistic cash-flow buffer.
- Property inspections, contract advice and ownership/tax advice where relevant.
Other options: Shortlist another property, retain what you own, reduce the budget or delay. Growth expectations alone are not a reason to proceed.
Next action: Ask a Property Advisor to connect the property evidence with your priorities, and identify the finance, tax or legal professional required for unresolved questions.
When to revisit: Revisit if the price, lending terms, inspection findings or household circumstances change.
General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.
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Property Market
$920K
+6.5% 1yr
$650K
+5.2% 1yr
$780K
$750/wk
$580/wk
28
1.8%
72.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +6.5% | +18.2% | +35.8% |
| Unit | +5.2% | +15.8% | +32.4% |
Rental Yields
House Yield
4.2%
Unit Yield
5.1%
Townhouse Yield
4.5%
Investment Scorecard
Demand/Supply Ratio: 1.80
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Jordan Springs at median house price
Stamp Duty Estimate
Save $14,372
+8% surcharge
Negative Gearing Position
Wage offset available until 1 July 2027
An established purchase today falls under the 2026 reforms. From 1 July 2027, losses on established residential property can only offset residential rental income or residential capital gains — not your salary.
$750/wk
Negatively geared
Reduces taxable income until 1 July 2027
~$374/week
Land Tax Exposure
~60% of median price
Below threshold
Annual: $8,532
CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.
CGT Projection
Based on 7.2% p.a. growth (from 5-year trend), CPI indexation + 30% minimum rate, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$35,930
After-tax yield
2.56%
Weekly holding cost
$374/wk
10yr CGT (est.)
$236,911
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Local Knowledge Group of Companies provides integrated advisory through Local Knowledge (CPA), Local Knowledge Finance (Mortgage Brokerage), and Local Knowledge Property (Licensed Agency).
Demographics
8,500
34
$95K
per annum
68.0%
48.0%
38.0%
4.2%
45.0%
Dwelling Mix
Lifestyle & Community
15
8
1
50.0 km
Nearest Station: Penrith Station
Family-oriented with parks, playgrounds, community events, and modern shopping facilities
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Data sourced from multiple sources. Last updated 23 April 2026.