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Kingsford

NSW 2032LGA: Randwick City

Investment Score

78

/100

AI Intelligence Summary

Kingsford is a vibrant, diverse suburb located 7km south-east of Sydney CBD, renowned for being home to the University of New South Wales (UNSW) main campus. This proximity creates a dynamic community with a significant student population and young professional demographic. The suburb offers excellent connectivity via Anzac Parade's retail and dining strip, multiple bus routes, and light rail connections to both the CBD and eastern beaches. Property investment is driven by strong rental demand from students and young professionals, with units dominating the housing stock and delivering above-average rental yields. The multicultural community enjoys close access to Centennial Park and Moore Park for recreation, while the international food scene and cafe culture reflect the diverse population. Infrastructure is well-developed with NBN connectivity and ongoing transport improvements planned.

Strengths

  • •Home to UNSW Sydney creating consistent rental demand
  • •Excellent public transport connectivity to CBD and beaches via light rail and buses
  • •Strong rental yields above Sydney average due to student accommodation demand
  • •Vibrant multicultural community with diverse dining and retail options

Opportunities

  • •Continued infrastructure improvements along Anzac Parade corridor
  • •Potential light rail extensions improving connectivity further
  • •Growing international student market supporting rental demand
  • •UNSW campus developments driving local area improvements

Considerations

  • •Limited primary school options within suburb boundaries
  • •High proportion of rental properties may affect community stability
  • •Seasonal rental market fluctuations aligned with university calendar
  • •Limited house stock availability with unit-dominated market

A decision, not just a search · Kingsford

Does a promising suburb make this the right property decision?

No. Suburb data can help you shortlist, but it cannot establish the value, condition or suitability of a particular property. Compare buying, retaining your current property and waiting against your household cash flow, finance conditions and intended holding period.

Questions that could change the answer

  • What would make this location unsuitable even if its median price rises?
  • Could you meet the costs if income falls, the property is vacant or repairs are needed?
  • Are you comparing a specific property with genuinely comparable sales—or only an area average?

Evidence to obtain—not yet verified here

  • Comparable property evidence with transaction dates and relevant differences.
  • Current loan terms, household commitments and a realistic cash-flow buffer.
  • Property inspections, contract advice and ownership/tax advice where relevant.

Other options: Shortlist another property, retain what you own, reduce the budget or delay. Growth expectations alone are not a reason to proceed.

Next action: Ask a Property Advisor to connect the property evidence with your priorities, and identify the finance, tax or legal professional required for unresolved questions.

When to revisit: Revisit if the price, lending terms, inspection findings or household circumstances change.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Property Market

Median House

$1.45M

+3.2% 1yr

Median Unit

$780K

+4.1% 1yr

Median Townhouse

$1.15M

Rent (House)

$1,050/wk

Rent (Unit)

$630/wk

Days on Market

28

Vacancy Rate

2.1%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+3.2%+12.5%+28.8%
Unit+4.1%+15.2%+32.5%

Rental Yields

House Yield

3.8%

Unit Yield

4.2%

Townhouse Yield

3.9%

Investment Scorecard

Overall Investment Score78/100
Growth Potential75/100
Cashflow Score82/100
Risk Score (lower = safer)75/100
Affordability Index65/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Kingsford at median house price

Stamp Duty Estimate
Standard transfer
$62,140
First Home Buyer
$62,140
Foreign buyer surcharge
$116,000

+8% surcharge

Negative Gearing Position

Wage offset available until 1 July 2027

An established purchase today falls under the 2026 reforms. From 1 July 2027, losses on established residential property can only offset residential rental income or residential capital gains — not your salary.

Annual rent income
$54,600

$1050/wk

Interest (80% LVR @ 6.5%)
-$75,400
Other expenses (~2.5%)
-$36,250
Net rental position
-$57,050

Negatively geared

Tax benefit (39% MTR)
+$22,250

Reduces taxable income until 1 July 2027

After-tax holding cost
$34,800/yr

~$669/week

Land Tax Exposure
Est. land value
$870,000

~60% of median price

Individual threshold
$1,075,000

Below threshold

Trust/company threshold
$25,000 (trust)

Annual: $13,620

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 5.8% p.a. growth (from 5-year trend), CPI indexation + 30% minimum rate, 39% MTR

5-Year Hold

Est. value
$1.92M
Capital gain
$399,169
Assessable gain
$199,509
CGT payable
$77,808

10-Year Hold

Est. value
$2.54M
Capital gain
$1.02M
Assessable gain
$593,583
CGT payable
$231,497

Investor Quick Summary

Entry cost (stamp duty)

$62,140

After-tax yield

2.32%

Weekly holding cost

$669/wk

10yr CGT (est.)

$231,497

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Local Knowledge Group of Companies provides integrated advisory through Local Knowledge (CPA), Local Knowledge Finance (Mortgage Brokerage), and Local Knowledge Property (Licensed Agency).

Demographics

Population

12,800

Median Age

28

Median Income

$52K

per annum

Family Households

35.0%

Professionals

45.0%

University Educated

52.0%

Unemployment

6.2%

Born Overseas

48.0%

Dwelling Mix

Houses: 25%Units: 68%Townhouses: 7%Total: 5,200

Lifestyle & Community

Walkability78/100
Public Transport9/10
Schools Rating6/10
Safety7/10
Family Friendly6/10
Cafes & Restaurants

85

Parks

4

Hospitals

3

Distance to CBD

7.0 km

Nearest Station: Central Station

Dynamic urban lifestyle with excellent cafe culture, international dining, proximity to recreational parks, and strong public transport connectivity to beaches and CBD.

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Data sourced from multiple sources. Last updated 11 April 2026.

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