Longueville
Investment Score
78
/100
AI Intelligence Summary
Longueville is an exclusive harbourside suburb on Sydney's prestigious Lower North Shore, positioned on a peninsula between the Lane Cove River and Tambourine Bay. With a population of just 1,200 residents, this tightly-held enclave offers unparalleled waterfront living just 8km from Sydney CBD. The suburb is characterized by grand heritage homes, tree-lined streets, and some of Sydney's most coveted waterfront properties. Residents enjoy a median household income of $185,000, reflecting the suburb's affluent demographic profile. The community consists primarily of established families and professionals who value privacy, natural beauty, and proximity to the city. With limited housing stock of 485 dwellings, predominantly detached houses on generous 850sqm blocks, Longueville maintains its exclusive character. The median house price of $4.2 million reflects the premium location and scarcity value. Ferry services from Tambourine Bay wharf provide direct CBD connectivity, while Lane Cove National Park offers bushwalking and recreation opportunities. The suburb boasts excellent schools, low crime rates, and a strong sense of community through facilities like Longueville Sporting Club.
Strengths
- •Premium waterfront location with direct harbour access and stunning water views
- •Exclusive tightly-held market with limited housing stock ensuring scarcity value
- •Direct ferry connection to Circular Quay providing convenient CBD access
- •Heritage character homes on generous land parcels averaging 850sqm
Opportunities
- •Continued scarcity-driven capital appreciation in premium waterfront market
- •Potential for heritage home renovations and modernization
- •Growing demand for lifestyle suburbs post-pandemic
- •Infrastructure improvements in Lower North Shore region
Considerations
- •Very high property prices limiting accessibility to most buyers
- •Limited public transport options beyond ferry services
- •Low rental yields of 2.8% for houses reducing cashflow appeal
- •Minimal commercial amenities requiring travel for shopping and dining
A decision, not just a search · Longueville
Does a promising suburb make this the right property decision?
No. Suburb data can help you shortlist, but it cannot establish the value, condition or suitability of a particular property. Compare buying, retaining your current property and waiting against your household cash flow, finance conditions and intended holding period.
Questions that could change the answer
- What would make this location unsuitable even if its median price rises?
- Could you meet the costs if income falls, the property is vacant or repairs are needed?
- Are you comparing a specific property with genuinely comparable sales—or only an area average?
Evidence to obtain—not yet verified here
- Comparable property evidence with transaction dates and relevant differences.
- Current loan terms, household commitments and a realistic cash-flow buffer.
- Property inspections, contract advice and ownership/tax advice where relevant.
Other options: Shortlist another property, retain what you own, reduce the budget or delay. Growth expectations alone are not a reason to proceed.
Next action: Ask a Property Advisor to connect the property evidence with your priorities, and identify the finance, tax or legal professional required for unresolved questions.
When to revisit: Revisit if the price, lending terms, inspection findings or household circumstances change.
General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.
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Property Market
$4.20M
+5.2% 1yr
$1.85M
+4.1% 1yr
$2.80M
$2,250/wk
$1,250/wk
35
1.2%
78.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +5.2% | +18.5% | +42.8% |
| Unit | +4.1% | +15.2% | +35.6% |
Rental Yields
House Yield
2.8%
Unit Yield
3.5%
Townhouse Yield
3.1%
Investment Scorecard
Demand/Supply Ratio: 2.80
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Longueville at median house price
Stamp Duty Estimate
+8% surcharge
Negative Gearing Position
Wage offset available until 1 July 2027
An established purchase today falls under the 2026 reforms. From 1 July 2027, losses on established residential property can only offset residential rental income or residential capital gains — not your salary.
$2250/wk
Negatively geared
Reduces taxable income until 1 July 2027
~$2,421/week
Land Tax Exposure
~60% of median price
Annual: $23,220
Annual: $40,020
CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.
CGT Projection
Based on 8.6% p.a. growth (from 5-year trend), CPI indexation + 30% minimum rate, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$221,850
After-tax yield
1.71%
Weekly holding cost
$2421/wk
10yr CGT (est.)
$1.51M
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Local Knowledge Group of Companies provides integrated advisory through Local Knowledge (CPA), Local Knowledge Finance (Mortgage Brokerage), and Local Knowledge Property (Licensed Agency).
Demographics
1,200
48
$185K
per annum
68.0%
58.0%
52.0%
2.8%
25.0%
Dwelling Mix
Lifestyle & Community
4
8
2
8.0 km
Nearest Station: St Leonards Station
Waterfront living with bushwalking, boating, and recreational activities. Community-focused with local sporting club and school as social hubs. Quiet residential streets ideal for families and retirees.
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Data sourced from multiple sources. Last updated 11 April 2026.