Local Knowledge PropertyIntegrated Property Financial Advisory
All Suburbs

Mascot

NSW 2020LGA: Bayside Council

Investment Score

78

/100

AI Intelligence Summary

Mascot is a rapidly transforming inner-south suburb of Sydney, located just 7km from the CBD and adjacent to Kingsford Smith Airport. Once an industrial area, Mascot has undergone significant urban renewal with numerous high-density residential developments, modern apartments, and improved infrastructure. The suburb benefits from excellent transport connectivity via the Airport Line, Green Square station, and proximity to major arterial roads. The area attracts young professionals, investors, and downsizers due to its convenience and urban lifestyle offerings. While aircraft noise remains a consideration, the suburb's strategic location, ongoing development, and strong rental demand make it an attractive investment proposition. The demographic profile skews towards higher-income professionals and international residents, supported by quality dining, shopping at Eastgardens, and recreational facilities. Future growth is supported by continued urban densification, infrastructure improvements, and Sydney's airport proximity driving both residential and commercial interest.

Strengths

  • •Excellent transport connectivity with Airport Line and Green Square station
  • •Close proximity to Sydney CBD (7km) and airport
  • •Significant urban renewal and modern high-density developments
  • •Strong rental demand from professionals and airport workers

Opportunities

  • •Continued urban densification and development projects
  • •Growing tech and aviation industry employment nearby
  • •Potential for further transport infrastructure improvements
  • •Increasing appeal to downsizers from eastern suburbs

Considerations

  • •Aircraft noise from proximity to airport
  • •High-density development reducing green space
  • •Limited parking in newer developments
  • •Higher strata fees in apartment complexes

A decision, not just a search · Mascot

Does a promising suburb make this the right property decision?

No. Suburb data can help you shortlist, but it cannot establish the value, condition or suitability of a particular property. Compare buying, retaining your current property and waiting against your household cash flow, finance conditions and intended holding period.

Questions that could change the answer

  • What would make this location unsuitable even if its median price rises?
  • Could you meet the costs if income falls, the property is vacant or repairs are needed?
  • Are you comparing a specific property with genuinely comparable sales—or only an area average?

Evidence to obtain—not yet verified here

  • Comparable property evidence with transaction dates and relevant differences.
  • Current loan terms, household commitments and a realistic cash-flow buffer.
  • Property inspections, contract advice and ownership/tax advice where relevant.

Other options: Shortlist another property, retain what you own, reduce the budget or delay. Growth expectations alone are not a reason to proceed.

Next action: Ask a Property Advisor to connect the property evidence with your priorities, and identify the finance, tax or legal professional required for unresolved questions.

When to revisit: Revisit if the price, lending terms, inspection findings or household circumstances change.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

Take this question to a review

The question and suggested checks are prefilled for you to edit. No enquiry is sent until you submit and consent.

Property Market

Median House

$1.45M

+8.5% 1yr

Median Unit

$720K

+9.2% 1yr

Median Townhouse

$980K

Rent (House)

$1,050/wk

Rent (Unit)

$640/wk

Days on Market

28

Vacancy Rate

2.1%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+22.0%+35.0%
Unit+9.2%+25.0%+38.0%

Rental Yields

House Yield

3.8%

Unit Yield

4.6%

Townhouse Yield

4.2%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score75/100
Risk Score (lower = safer)65/100
Affordability Index65/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Mascot at median house price

Stamp Duty Estimate
Standard transfer
$62,140
First Home Buyer
$62,140
Foreign buyer surcharge
$116,000

+8% surcharge

Negative Gearing Position

Wage offset available until 1 July 2027

An established purchase today falls under the 2026 reforms. From 1 July 2027, losses on established residential property can only offset residential rental income or residential capital gains — not your salary.

Annual rent income
$54,600

$1050/wk

Interest (80% LVR @ 6.5%)
-$75,400
Other expenses (~2.5%)
-$36,250
Net rental position
-$57,050

Negatively geared

Tax benefit (39% MTR)
+$22,250

Reduces taxable income until 1 July 2027

After-tax holding cost
$34,800/yr

~$669/week

Land Tax Exposure
Est. land value
$870,000

~60% of median price

Individual threshold
$1,075,000

Below threshold

Trust/company threshold
$25,000 (trust)

Annual: $13,620

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 7.0% p.a. growth (from 5-year trend), CPI indexation + 30% minimum rate, 39% MTR

5-Year Hold

Est. value
$2.03M
Capital gain
$514,310
Assessable gain
$314,650
CGT payable
$122,713

10-Year Hold

Est. value
$2.85M
Capital gain
$1.33M
Assessable gain
$907,422
CGT payable
$353,895

Investor Quick Summary

Entry cost (stamp duty)

$62,140

After-tax yield

2.32%

Weekly holding cost

$669/wk

10yr CGT (est.)

$353,895

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Local Knowledge Group of Companies provides integrated advisory through Local Knowledge (CPA), Local Knowledge Finance (Mortgage Brokerage), and Local Knowledge Property (Licensed Agency).

Demographics

Population

8,500

Median Age

34

Median Income

$78K

per annum

Family Households

45.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

4.2%

Born Overseas

42.0%

Dwelling Mix

Houses: 25%Units: 68%Townhouses: 7%Total: 3,800

Lifestyle & Community

Walkability78/100
Public Transport9/10
Schools Rating7/10
Safety7/10
Family Friendly6/10
Cafes & Restaurants

28

Parks

4

Hospitals

1

Distance to CBD

7.0 km

Nearest Station: Green Square Station

Urban convenience with quality dining, proximity to entertainment precincts, easy airport access, and walking distance to major shopping centers

Interested in Mascot?

Get a personalised buyer brief with AI-powered property intelligence for this suburb.

Request Your Free Buyer Brief

See What ASPIRE Has Found For You

Get a personalised preview of what our AI intelligence has identified for your situation — in seconds.

No spam. Your data is used only to personalise your brief.

Data sourced from multiple sources. Last updated 11 April 2026.

Browse all suburbs • Contact Local Knowledge