Matraville
Investment Score
76
/100
AI Intelligence Summary
Matraville, a suburb in New South Wales, offers a unique blend of lifestyle and investment opportunities. With a median house price of $1,450,000 and a median unit price of $850,000, the suburb presents a relatively high-end market position. The population of 4,200 residents enjoys a moderate walkability score of 68.0, indicating a decent level of accessibility to local amenities. The schools rating of 7.0 and safety rating of 7.0 suggest a respectable quality of life. Located 10.0 km from the CBD, Matraville provides a reasonable commute to the city center. In terms of investment, the suburb boasts an investment score of 76.0 and a growth potential of 78.0, driven by a rental yield of 3.2% for houses and a low vacancy rate of 1.8%. The median income of $78,000 supports a stable demand for housing. Overall, Matraville's market position and investment outlook are promising, making it an attractive option for those seeking a balanced lifestyle and potential long-term returns.
Strengths
- •High-end market position with relatively high median house and unit prices
- •Moderate walkability score indicating decent accessibility to local amenities
- •Respectable schools and safety ratings contributing to a good quality of life
- •Reasonable commute to the CBD
Opportunities
- •Growing demand for housing driven by the suburb's relatively high median income
- •Potential for renovation and redevelopment of existing properties to increase value
- •Opportunities for investors to capitalize on the suburb's strong rental yield and low vacancy rate
Considerations
- •Relatively high entry prices for houses and units may deter some buyers
- •Limited affordability for low- to middle-income households
- •Potential for traffic congestion and parking issues due to proximity to the CBD
A decision, not just a search · Matraville
Does a promising suburb make this the right property decision?
No. Suburb data can help you shortlist, but it cannot establish the value, condition or suitability of a particular property. Compare buying, retaining your current property and waiting against your household cash flow, finance conditions and intended holding period.
Questions that could change the answer
- What would make this location unsuitable even if its median price rises?
- Could you meet the costs if income falls, the property is vacant or repairs are needed?
- Are you comparing a specific property with genuinely comparable sales—or only an area average?
Evidence to obtain—not yet verified here
- Comparable property evidence with transaction dates and relevant differences.
- Current loan terms, household commitments and a realistic cash-flow buffer.
- Property inspections, contract advice and ownership/tax advice where relevant.
Other options: Shortlist another property, retain what you own, reduce the budget or delay. Growth expectations alone are not a reason to proceed.
Next action: Ask a Property Advisor to connect the property evidence with your priorities, and identify the finance, tax or legal professional required for unresolved questions.
When to revisit: Revisit if the price, lending terms, inspection findings or household circumstances change.
General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.
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Property Market
$1.45M
+8.5% 1yr
$850K
+7.8% 1yr
$1.15M
$900/wk
$670/wk
28
1.8%
72.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +8.5% | +18.2% | +32.5% |
| Unit | +7.8% | +16.5% | +28.8% |
Rental Yields
House Yield
3.2%
Unit Yield
4.1%
Townhouse Yield
3.6%
Investment Scorecard
Demand/Supply Ratio: 1.80
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Matraville at median house price
Stamp Duty Estimate
+8% surcharge
Negative Gearing Position
Wage offset available until 1 July 2027
An established purchase today falls under the 2026 reforms. From 1 July 2027, losses on established residential property can only offset residential rental income or residential capital gains — not your salary.
$900/wk
Negatively geared
Reduces taxable income until 1 July 2027
~$761/week
Land Tax Exposure
~60% of median price
Below threshold
Annual: $13,620
CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.
CGT Projection
Based on 6.5% p.a. growth (from 5-year trend), CPI indexation + 30% minimum rate, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$62,140
After-tax yield
1.95%
Weekly holding cost
$761/wk
10yr CGT (est.)
$302,992
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Local Knowledge Group of Companies provides integrated advisory through Local Knowledge (CPA), Local Knowledge Finance (Mortgage Brokerage), and Local Knowledge Property (Licensed Agency).
Demographics
4,200
37
$78K
per annum
58.0%
45.0%
42.0%
4.2%
48.0%
Dwelling Mix
Lifestyle & Community
18
5
1
10.0 km
Nearest Station: Green Square Station
Beach-oriented lifestyle with access to recreational facilities, emerging dining scene, and family-friendly amenities. Strong community spirit with local sports facilities and proximity to major retail precincts.
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Data sourced from multiple sources. Last updated 18 April 2026.