North Turramurra
Investment Score
78
/100
AI Intelligence Summary
North Turramurra is an affluent residential suburb in Sydney's prestigious Upper North Shore, located 22km north of the CBD. This leafy, family-oriented community is characterized by substantial detached homes on generous blocks, creating a spacious suburban feel while maintaining excellent connectivity to the city via Turramurra railway station. The suburb attracts affluent families seeking quality education, with proximity to highly regarded public and private schools including North Turramurra Public School, Turramurra High School, and nearby elite institutions like Knox Grammar and Pymble Ladies College. Residents enjoy exceptional lifestyle amenities including Turramurra Golf Course, Ku-ring-gai Chase National Park for outdoor recreation, and convenient shopping at Turramurra Plaza and St Ives Shopping Village. The area maintains strong community connections through active local groups and sporting clubs. Property values reflect the Upper North Shore premium, with limited apartment development preserving the suburb's established character. The demographic profile shows high household incomes, tertiary-educated professionals, and a mix of established families and long-term residents, creating a stable and desirable community environment.
Strengths
- •Premium Upper North Shore location with excellent train connectivity to Sydney CBD
- •Proximity to highly regarded public and private schools attracting education-focused families
- •Access to Ku-ring-gai Chase National Park and Turramurra Golf Course for recreation
- •Substantial housing blocks maintaining spacious suburban character
Opportunities
- •Continued capital growth driven by school catchment demand
- •Potential for luxury home renovations and developments on large blocks
- •Growing appeal to affluent Asian families seeking quality education
- •Investment in local infrastructure improvements enhancing connectivity
Considerations
- •High property prices limiting affordability for first-time buyers
- •Limited public transport options beyond train services
- •Competition for school placements due to area's popularity
- •Limited apartment options restricting housing diversity
A decision, not just a search · North Turramurra
Does a promising suburb make this the right property decision?
No. Suburb data can help you shortlist, but it cannot establish the value, condition or suitability of a particular property. Compare buying, retaining your current property and waiting against your household cash flow, finance conditions and intended holding period.
Questions that could change the answer
- What would make this location unsuitable even if its median price rises?
- Could you meet the costs if income falls, the property is vacant or repairs are needed?
- Are you comparing a specific property with genuinely comparable sales—or only an area average?
Evidence to obtain—not yet verified here
- Comparable property evidence with transaction dates and relevant differences.
- Current loan terms, household commitments and a realistic cash-flow buffer.
- Property inspections, contract advice and ownership/tax advice where relevant.
Other options: Shortlist another property, retain what you own, reduce the budget or delay. Growth expectations alone are not a reason to proceed.
Next action: Ask a Property Advisor to connect the property evidence with your priorities, and identify the finance, tax or legal professional required for unresolved questions.
When to revisit: Revisit if the price, lending terms, inspection findings or household circumstances change.
General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.
Take this question to a reviewThe question and suggested checks are prefilled for you to edit. No enquiry is sent until you submit and consent.
Property Market
$2.65M
+5.2% 1yr
$1.45M
+4.1% 1yr
$1.85M
$1,420/wk
$950/wk
32
1.8%
78.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +5.2% | +18.5% | +32.8% |
| Unit | +4.1% | +15.2% | +28.6% |
Rental Yields
House Yield
2.8%
Unit Yield
3.4%
Townhouse Yield
3.1%
Investment Scorecard
Demand/Supply Ratio: 1.80
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for North Turramurra at median house price
Stamp Duty Estimate
+8% surcharge
Negative Gearing Position
Wage offset available until 1 July 2027
An established purchase today falls under the 2026 reforms. From 1 July 2027, losses on established residential property can only offset residential rental income or residential capital gains — not your salary.
$1420/wk
Negatively geared
Reduces taxable income until 1 July 2027
~$1,527/week
Land Tax Exposure
~60% of median price
Annual: $8,340
Annual: $25,140
CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.
CGT Projection
Based on 6.6% p.a. growth (from 5-year trend), CPI indexation + 30% minimum rate, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$128,140
After-tax yield
1.71%
Weekly holding cost
$1527/wk
10yr CGT (est.)
$557,425
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Local Knowledge Group of Companies provides integrated advisory through Local Knowledge (CPA), Local Knowledge Finance (Mortgage Brokerage), and Local Knowledge Property (Licensed Agency).
Demographics
2,850
42
$165K
per annum
68.0%
58.0%
72.0%
3.2%
38.0%
Dwelling Mix
Lifestyle & Community
18
12
2
22.0 km
Nearest Station: Turramurra Station
Relaxed suburban lifestyle with access to golf, national parks, quality shopping, and excellent schools. Strong community spirit with local sporting clubs and recreational activities.
Interested in North Turramurra?
Get a personalised buyer brief with AI-powered property intelligence for this suburb.
Request Your Free Buyer BriefClose Form
See What ASPIRE Has Found For You
Get a personalised preview of what our AI intelligence has identified for your situation — in seconds.
Data sourced from multiple sources. Last updated 11 April 2026.