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Oakhurst

NSW 2761LGA: Blacktown City

Investment Score

72

/100

AI Intelligence Summary

Oakhurst is a well-established residential suburb located in the Blacktown Local Government Area of Western Sydney, approximately 38 kilometres from the Sydney CBD. Predominantly a family-oriented community, the suburb offers a mix of detached houses, townhouses and a smaller proportion of units, with most dwellings dating from the 1980s and 1990s. The area appeals strongly to young families, first home buyers and investors seeking relative affordability compared to inner and middle-ring Sydney suburbs. With a median house price of $720,000, Oakhurst sits at an accessible price point for Western Sydney while still delivering solid capital growth of 4.2% over the past year and 28.5% over five years. The suburb's multicultural character is reflected in its 48% overseas-born population, consistent with broader Western Sydney demographics. Residents benefit from proximity to Nurragingy Reserve, Plumpton Marketplace, and Blacktown CBD, providing access to retail, dining, healthcare and recreational facilities. The nearest major hospital is Blacktown Hospital, and Blacktown Station serves as the primary rail connection, with bus routes linking the suburb to surrounding transport hubs. Road connectivity via the Great Western Highway and M4 and M7 motorways makes car-dependent commuting straightforward, with 72% of residents driving to work. The local school network includes Oakhurst Public School and nearby institutions rated 7 out of 10. Rental demand remains healthy with a vacancy rate of just 2.1%, house rental yields of 4.8% and unit yields of 5.2%, making Oakhurst an attractive proposition for yield-focused investors. The suburb's investment score of 72 reflects a balanced profile of moderate growth, reasonable cashflow and manageable risk. A single verified comparable sale — 4 Granada Place, Oakhurst at $1.69M in December 2025 — represents the premium end of the local market for a large six-bedroom dwelling on 560 square metres, indicating that exceptional properties can command significant premiums above the suburb median. Overall, Oakhurst presents a compelling case as a stable, family-friendly suburb with solid fundamentals and continued upside driven by Western Sydney's ongoing infrastructure investment and population growth.

Strengths

  • Affordable entry point relative to broader Sydney market with median house price of $720,000
  • Strong rental yields of 4.8% for houses and 5.2% for units with low 2.1% vacancy rate
  • Solid five-year capital growth of 28.5% demonstrating long-term value appreciation
  • Family-friendly community with good schools rating of 7/10 and high family household proportion of 68%

Opportunities

  • Western Sydney infrastructure investment including road upgrades and potential bus rapid transit improvements
  • Growing demand from first home buyers priced out of inner suburbs driving price support
  • Ongoing population growth in Blacktown LGA creating sustained housing demand
  • Potential for renovation and value-add on older 1980s-1990s dwelling stock

Considerations

  • Relatively high unemployment rate of 6.2% compared to Sydney average
  • Car dependency with 72% driving to work and limited walkability for daily errands
  • Distance of 38km from Sydney CBD limits appeal for CBD-focused professionals
  • Lower university education rate of 28% may constrain long-term income growth in the area

Property Market

Median House

$720K

+4.2% 1yr

Median Unit

$520K

+3.8% 1yr

Median Townhouse

$650K

Rent (House)

$650/wk

Rent (Unit)

$520/wk

Days on Market

35

Vacancy Rate

2.1%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+4.2%+15.8%+28.5%
Unit+3.8%+12.5%+22.8%

Rental Yields

House Yield

4.8%

Unit Yield

5.2%

Townhouse Yield

4.9%

Investment Scorecard

Overall Investment Score72/100
Growth Potential75/100
Cashflow Score78/100
Risk Score (lower = safer)68/100
Affordability Index75/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Oakhurst at median house price

Stamp Duty Estimate
Standard transfer
$26,930
First Home Buyer
Exempt

Save $26,930

Foreign buyer surcharge
$57,600

+8% surcharge

Negative Gearing Position

Wage offset available until 1 July 2027

An established purchase today falls under the 2026 reforms. From 1 July 2027, losses on established residential property can only offset residential rental income or residential capital gains — not your salary.

Annual rent income
$33,800

$650/wk

Interest (80% LVR @ 6.5%)
-$37,440
Other expenses (~2.5%)
-$18,000
Net rental position
-$21,640

Negatively geared

Tax benefit (39% MTR)
+$8,440

Reduces taxable income until 1 July 2027

After-tax holding cost
$13,200/yr

~$254/week

Land Tax Exposure
Est. land value
$432,000

~60% of median price

Individual threshold
$1,075,000

Below threshold

Trust/company threshold
$25,000 (trust)

Annual: $6,612

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 5.7% p.a. growth (from 5-year trend), CPI indexation + 30% minimum rate, 39% MTR

5-Year Hold

Est. value
$949,965
Capital gain
$199,435
Assessable gain
$100,809
CGT payable
$39,315

10-Year Hold

Est. value
$1.25M
Capital gain
$502,849
Assessable gain
$292,637
CGT payable
$114,128

Investor Quick Summary

Entry cost (stamp duty)

$26,930

After-tax yield

2.93%

Weekly holding cost

$254/wk

10yr CGT (est.)

$114,128

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Local Knowledge Group of Companies provides integrated advisory through Local Knowledge (CPA), Local Knowledge Finance (Mortgage Brokerage), and Local Knowledge Property (Licensed Agency).

Demographics

Population

4,200

Median Age

33

Median Income

$68K

per annum

Family Households

68.0%

Professionals

35.0%

University Educated

28.0%

Unemployment

6.2%

Born Overseas

48.0%

Dwelling Mix

Houses: 75%Units: 15%Townhouses: 10%Total: 1,680

Lifestyle & Community

Walkability65/100
Public Transport6/10
Schools Rating7/10
Safety7/10
Family Friendly8/10
Cafes & Restaurants

12

Parks

8

Hospitals

1

Distance to CBD

38.0 km

Nearest Station: Blacktown Station

Residents enjoy access to Nurragingy Reserve for outdoor recreation, local parks and sporting grounds, and convenient retail at Plumpton Marketplace and Blacktown CBD. The suburb offers a relaxed suburban lifestyle with good local amenities for families including schools, childcare, medical centres and community facilities.

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Data sourced from multiple sources. Last updated 11 August 2026.

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