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Peakhurst

NSW 2210LGA: Georges River Council

Investment Score

74

/100

AI Intelligence Summary

Peakhurst, NSW 2210, is a well-established suburb located approximately 23 kilometres south-west of Sydney’s CBD. With a population of around 4,200, Peakhurst offers a balanced lifestyle that appeals to families, professionals, and investors alike. The suburb is characterised by its leafy streets, local parks, and a strong sense of community, making it an attractive option for those seeking a quieter residential environment while still maintaining reasonable access to the city. The property market in Peakhurst is robust, with a median house price of $1,350,000 and a median unit price of $720,000. These figures reflect the suburb’s desirability and its position as a mid-to-upper tier market within the St George region. Rental yields for houses sit at 3.2%, and the low vacancy rate of 1.8% indicates strong demand for rental properties, making Peakhurst a solid choice for investors. The suburb’s investment score of 74/100 and growth potential of 72/100 further highlight its appeal for those looking to capitalise on future capital gains. Peakhurst boasts a walkability score of 65/100, providing residents with convenient access to local shops, cafes, and essential services. The area is also well-served by public transport, connecting residents to surrounding suburbs and the CBD. Families are drawn to Peakhurst due to its reputable schools, which have a solid rating of 7/10, and the suburb’s high safety rating of 8/10 enhances its family-friendly reputation. Overall, Peakhurst presents a compelling blend of lifestyle, stability, and growth potential. While property prices are relatively high, the suburb’s strong community feel, safety, and ongoing demand make it a standout choice for both homeowners and investors. Continued infrastructure improvements and evolving amenities are likely to further enhance Peakhurst’s appeal in the coming years.

Strengths

  • •Strong community atmosphere and family-friendly environment
  • •High safety rating, contributing to peace of mind for residents
  • •Solid school options with above-average ratings
  • •Low vacancy rate indicating strong rental demand

Opportunities

  • •Potential for capital growth as infrastructure and amenities continue to improve
  • •Increasing rental demand offers attractive prospects for investors
  • •Scope for further development and modernisation of housing stock

Considerations

  • •Relatively high median house and unit prices may limit affordability for first-home buyers
  • •Moderate walkability score suggests some reliance on cars for daily errands
  • •Distance from the CBD may be a drawback for those seeking shorter commutes

A decision, not just a search · Peakhurst

Does a promising suburb make this the right property decision?

No. Suburb data can help you shortlist, but it cannot establish the value, condition or suitability of a particular property. Compare buying, retaining your current property and waiting against your household cash flow, finance conditions and intended holding period.

Questions that could change the answer

  • What would make this location unsuitable even if its median price rises?
  • Could you meet the costs if income falls, the property is vacant or repairs are needed?
  • Are you comparing a specific property with genuinely comparable sales—or only an area average?

Evidence to obtain—not yet verified here

  • Comparable property evidence with transaction dates and relevant differences.
  • Current loan terms, household commitments and a realistic cash-flow buffer.
  • Property inspections, contract advice and ownership/tax advice where relevant.

Other options: Shortlist another property, retain what you own, reduce the budget or delay. Growth expectations alone are not a reason to proceed.

Next action: Ask a Property Advisor to connect the property evidence with your priorities, and identify the finance, tax or legal professional required for unresolved questions.

When to revisit: Revisit if the price, lending terms, inspection findings or household circumstances change.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Property Market

Median House

$1.35M

+6.2% 1yr

Median Unit

$720K

+4.8% 1yr

Median Townhouse

$980K

Rent (House)

$830/wk

Rent (Unit)

$560/wk

Days on Market

42

Vacancy Rate

1.8%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+6.2%+18.5%+32.8%
Unit+4.8%+15.2%+28.4%

Rental Yields

House Yield

3.2%

Unit Yield

4.1%

Townhouse Yield

3.6%

Investment Scorecard

Overall Investment Score74/100
Growth Potential72/100
Cashflow Score68/100
Risk Score (lower = safer)72/100
Affordability Index65/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Peakhurst at median house price

Stamp Duty Estimate
Standard transfer
$56,640
First Home Buyer
$56,640
Foreign buyer surcharge
$108,000

+8% surcharge

Negative Gearing Position

Wage offset available until 1 July 2027

An established purchase today falls under the 2026 reforms. From 1 July 2027, losses on established residential property can only offset residential rental income or residential capital gains — not your salary.

Annual rent income
$43,160

$830/wk

Interest (80% LVR @ 6.5%)
-$70,200
Other expenses (~2.5%)
-$33,750
Net rental position
-$60,790

Negatively geared

Tax benefit (39% MTR)
+$23,708

Reduces taxable income until 1 July 2027

After-tax holding cost
$37,082/yr

~$713/week

Land Tax Exposure
Est. land value
$810,000

~60% of median price

Individual threshold
$1,075,000

Below threshold

Trust/company threshold
$25,000 (trust)

Annual: $12,660

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 6.6% p.a. growth (from 5-year trend), CPI indexation + 30% minimum rate, 39% MTR

5-Year Hold

Est. value
$1.85M
Capital gain
$441,443
Assessable gain
$255,712
CGT payable
$99,728

10-Year Hold

Est. value
$2.55M
Capital gain
$1.14M
Assessable gain
$739,190
CGT payable
$288,284

Investor Quick Summary

Entry cost (stamp duty)

$56,640

After-tax yield

1.95%

Weekly holding cost

$713/wk

10yr CGT (est.)

$288,284

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Local Knowledge Group of Companies provides integrated advisory through Local Knowledge (CPA), Local Knowledge Finance (Mortgage Brokerage), and Local Knowledge Property (Licensed Agency).

Demographics

Population

4,200

Median Age

39

Median Income

$78K

per annum

Family Households

68.0%

Professionals

42.0%

University Educated

35.0%

Unemployment

4.2%

Born Overseas

45.0%

Dwelling Mix

Houses: 75%Units: 18%Townhouses: 7%Total: 1,650

Lifestyle & Community

Walkability65/100
Public Transport6/10
Schools Rating7/10
Safety8/10
Family Friendly8/10
Cafes & Restaurants

8

Parks

4

Hospitals

1

Distance to CBD

23.0 km

Nearest Station: Mortdale Station

Relaxed suburban lifestyle with river recreation, local parks, community sporting clubs, and convenient shopping access

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Data sourced from multiple sources. Last updated 26 April 2026.

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