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South Wentworthville

NSW 2145LGA: Cumberland

Investment Score

76

/100

AI Intelligence Summary

South Wentworthville is a diverse, family-oriented suburb in western Sydney's Cumberland Council area, offering an attractive blend of affordability and accessibility. The suburb features a strong multicultural community with significant South Asian and Middle Eastern populations, creating a vibrant cultural landscape with local festivals and dining options. Property market conditions remain stable with steady growth, featuring a mix of older fibro homes, brick veneer houses, and newer developments that appeal to first-time buyers and families seeking value. The area benefits from excellent transport connectivity via Wentworthville train station on the T1 Western Line and multiple bus routes, providing easy access to Parramatta CBD and Sydney. Local amenities include several parks, proximity to Wentworthville town center shopping and dining, and strong rental demand driven by the suburb's strategic location. The community maintains a neighborhood feel while offering good infrastructure and planned improvements as part of broader western Sydney development initiatives.

Strengths

  • •Excellent transport connectivity with train and bus services to Sydney CBD and Parramatta
  • •Affordable property prices compared to nearby Parramatta while maintaining accessibility
  • •Strong multicultural community with vibrant local festivals and dining scene
  • •Good rental yields and steady property demand from families and investors

Opportunities

  • •Continued population growth in western Sydney driving housing demand
  • •Infrastructure investments improving connectivity and amenity access
  • •Potential for property value growth as Parramatta district develops further
  • •Growing multicultural food and retail scene attracting visitors

Considerations

  • •Limited high-end dining and entertainment options within the immediate suburb
  • •Some older housing stock requiring renovation and maintenance
  • •Competition from nearby established suburbs for premium buyers
  • •Potential traffic congestion during peak hours on major access routes

A decision, not just a search · South Wentworthville

Does a promising suburb make this the right property decision?

No. Suburb data can help you shortlist, but it cannot establish the value, condition or suitability of a particular property. Compare buying, retaining your current property and waiting against your household cash flow, finance conditions and intended holding period.

Questions that could change the answer

  • What would make this location unsuitable even if its median price rises?
  • Could you meet the costs if income falls, the property is vacant or repairs are needed?
  • Are you comparing a specific property with genuinely comparable sales—or only an area average?

Evidence to obtain—not yet verified here

  • Comparable property evidence with transaction dates and relevant differences.
  • Current loan terms, household commitments and a realistic cash-flow buffer.
  • Property inspections, contract advice and ownership/tax advice where relevant.

Other options: Shortlist another property, retain what you own, reduce the budget or delay. Growth expectations alone are not a reason to proceed.

Next action: Ask a Property Advisor to connect the property evidence with your priorities, and identify the finance, tax or legal professional required for unresolved questions.

When to revisit: Revisit if the price, lending terms, inspection findings or household circumstances change.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Property Market

Median House

$785K

+6.2% 1yr

Median Unit

$485K

+4.8% 1yr

Median Townhouse

$625K

Rent (House)

$680/wk

Rent (Unit)

$485/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+6.2%+18.5%+32.8%
Unit+4.8%+15.2%+28.4%

Rental Yields

House Yield

4.7%

Unit Yield

5.2%

Townhouse Yield

4.9%

Investment Scorecard

Overall Investment Score76/100
Growth Potential78/100
Cashflow Score75/100
Risk Score (lower = safer)72/100
Affordability Index72/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for South Wentworthville at median house price

Stamp Duty Estimate
Standard transfer
$29,855
First Home Buyer
Exempt

Save $29,855

Foreign buyer surcharge
$62,800

+8% surcharge

Negative Gearing Position

Wage offset available until 1 July 2027

An established purchase today falls under the 2026 reforms. From 1 July 2027, losses on established residential property can only offset residential rental income or residential capital gains — not your salary.

Annual rent income
$35,360

$680/wk

Interest (80% LVR @ 6.5%)
-$40,820
Other expenses (~2.5%)
-$19,625
Net rental position
-$25,085

Negatively geared

Tax benefit (39% MTR)
+$9,783

Reduces taxable income until 1 July 2027

After-tax holding cost
$15,302/yr

~$294/week

Land Tax Exposure
Est. land value
$471,000

~60% of median price

Individual threshold
$1,075,000

Below threshold

Trust/company threshold
$25,000 (trust)

Annual: $7,236

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 6.6% p.a. growth (from 5-year trend), CPI indexation + 30% minimum rate, 39% MTR

5-Year Hold

Est. value
$1.08M
Capital gain
$259,771
Assessable gain
$152,177
CGT payable
$59,349

10-Year Hold

Est. value
$1.48M
Capital gain
$663,096
Assessable gain
$433,768
CGT payable
$169,170

Investor Quick Summary

Entry cost (stamp duty)

$29,855

After-tax yield

2.87%

Weekly holding cost

$294/wk

10yr CGT (est.)

$169,170

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Local Knowledge Group of Companies provides integrated advisory through Local Knowledge (CPA), Local Knowledge Finance (Mortgage Brokerage), and Local Knowledge Property (Licensed Agency).

Demographics

Population

2,850

Median Age

34

Median Income

$68K

per annum

Family Households

58.0%

Professionals

42.0%

University Educated

35.0%

Unemployment

5.8%

Born Overseas

48.0%

Dwelling Mix

Houses: 68%Units: 24%Townhouses: 8%Total: 1,150

Lifestyle & Community

Walkability72/100
Public Transport8/10
Schools Rating7/10
Safety7/10
Family Friendly8/10
Cafes & Restaurants

15

Parks

4

Hospitals

1

Distance to CBD

28.0 km

Nearest Station: Wentworthville Station

Family-focused lifestyle with access to parks, local shopping, multicultural dining, community events, and easy commuting to major centers for work and entertainment.

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Data sourced from multiple sources. Last updated 29 March 2026.

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