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Taree

NSW 2430LGA: MidCoast Council

Investment Score

74

/100

AI Intelligence Summary

Taree is the administrative center of the MidCoast Council region in NSW, located 317km north of Sydney on the Manning River. As a major regional hub for the Manning Valley, Taree serves a stable population with moderate growth trends and a median age higher than the NSW average, indicating an aging demographic. The town offers comprehensive amenities including Manning Base Hospital, multiple educational institutions, and strong community facilities like the RSL Club and sporting venues. Property markets show moderate growth following regional NSW trends, with houses significantly more affordable than Sydney metropolitan areas. The area benefits from strong rental demand due to limited supply and regional employment, influenced by tree change and sea change migration patterns. Infrastructure includes Pacific Highway access, limited airport services, and completed NBN rollout, though passenger rail services are not available. The community enjoys proximity to beaches and national parks, creating an appealing lifestyle for families and retirees seeking regional living with urban conveniences.

Strengths

  • •Major regional healthcare hub with Manning Base Hospital
  • •Comprehensive educational facilities from primary to secondary level
  • •Strong community infrastructure and recreational amenities
  • •Affordable property market compared to metropolitan areas

Opportunities

  • •Tree change and sea change migration trends
  • •Regional development and infrastructure investment
  • •Tourism potential with natural attractions
  • •Rental investment market expansion

Considerations

  • •Aging population demographic trends
  • •Limited passenger rail connectivity
  • •Commercial retail vacancy issues
  • •Distance from major metropolitan centers

A decision, not just a search · Taree

Does a promising suburb make this the right property decision?

No. Suburb data can help you shortlist, but it cannot establish the value, condition or suitability of a particular property. Compare buying, retaining your current property and waiting against your household cash flow, finance conditions and intended holding period.

Questions that could change the answer

  • What would make this location unsuitable even if its median price rises?
  • Could you meet the costs if income falls, the property is vacant or repairs are needed?
  • Are you comparing a specific property with genuinely comparable sales—or only an area average?

Evidence to obtain—not yet verified here

  • Comparable property evidence with transaction dates and relevant differences.
  • Current loan terms, household commitments and a realistic cash-flow buffer.
  • Property inspections, contract advice and ownership/tax advice where relevant.

Other options: Shortlist another property, retain what you own, reduce the budget or delay. Growth expectations alone are not a reason to proceed.

Next action: Ask a Property Advisor to connect the property evidence with your priorities, and identify the finance, tax or legal professional required for unresolved questions.

When to revisit: Revisit if the price, lending terms, inspection findings or household circumstances change.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Property Market

Median House

$485K

+8.2% 1yr

Median Unit

$320K

+6.8% 1yr

Median Townhouse

$425K

Rent (House)

$450/wk

Rent (Unit)

$345/wk

Days on Market

42

Vacancy Rate

1.8%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+8.2%+18.5%+32.8%
Unit+6.8%+15.2%+28.4%

Rental Yields

House Yield

4.8%

Unit Yield

5.6%

Townhouse Yield

5.1%

Investment Scorecard

Overall Investment Score74/100
Growth Potential72/100
Cashflow Score76/100
Risk Score (lower = safer)68/100
Affordability Index68/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Taree at median house price

Stamp Duty Estimate
Standard transfer
$16,355
First Home Buyer
Exempt

Save $16,355

Foreign buyer surcharge
$38,800

+8% surcharge

Negative Gearing Position

Wage offset available until 1 July 2027

An established purchase today falls under the 2026 reforms. From 1 July 2027, losses on established residential property can only offset residential rental income or residential capital gains — not your salary.

Annual rent income
$23,400

$450/wk

Interest (80% LVR @ 6.5%)
-$25,220
Other expenses (~2.5%)
-$12,125
Net rental position
-$13,945

Negatively geared

Tax benefit (39% MTR)
+$5,439

Reduces taxable income until 1 July 2027

After-tax holding cost
$8,506/yr

~$164/week

Land Tax Exposure
Est. land value
$291,000

~60% of median price

Individual threshold
$1,075,000

Below threshold

Trust/company threshold
$25,000 (trust)

Annual: $4,356

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 6.6% p.a. growth (from 5-year trend), CPI indexation + 30% minimum rate, 39% MTR

5-Year Hold

Est. value
$666,366
Capital gain
$162,586
Assessable gain
$96,385
CGT payable
$37,590

10-Year Hold

Est. value
$915,554
Capital gain
$411,774
Assessable gain
$270,673
CGT payable
$105,562

Investor Quick Summary

Entry cost (stamp duty)

$16,355

After-tax yield

2.93%

Weekly holding cost

$164/wk

10yr CGT (est.)

$105,562

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Local Knowledge Group of Companies provides integrated advisory through Local Knowledge (CPA), Local Knowledge Finance (Mortgage Brokerage), and Local Knowledge Property (Licensed Agency).

Demographics

Population

26,500

Median Age

48

Median Income

$58K

per annum

Family Households

68.0%

Professionals

35.0%

University Educated

22.0%

Unemployment

6.2%

Born Overseas

18.0%

Dwelling Mix

Houses: 72%Units: 22%Townhouses: 6%Total: 11,200

Lifestyle & Community

Walkability58/100
Public Transport4/10
Schools Rating7/10
Safety7/10
Family Friendly8/10
Cafes & Restaurants

45

Parks

12

Hospitals

1

Distance to CBD

317.0 km

Nearest Station: No passenger rail service

River-based recreation, proximity to beaches and national parks, community events, sporting facilities, regional shopping and dining options, with a relaxed pace of life balanced by comprehensive urban amenities.

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Data sourced from multiple sources. Last updated 11 April 2026.

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