Taren Point
Investment Score
78
/100
AI Intelligence Summary
Taren Point is a prestigious waterfront suburb in the Sutherland Shire, approximately 24km south of Sydney CBD. Known for its proximity to the Georges River and established residential character, the suburb attracts affluent families seeking larger properties with water access. The area features predominantly detached housing on generous blocks, with limited apartment stock maintaining its exclusive residential appeal. Strong community connections are fostered through active residents associations, local parks including Lime Kiln Bay Wetlands, and recreational boating facilities. The suburb benefits from excellent schools, established infrastructure, and a family-oriented demographic with higher than average household incomes. While transport connectivity relies primarily on bus services to Miranda and Cronulla, the suburb's waterfront lifestyle and proximity to quality amenities make it highly desirable. Property values have shown steady growth aligned with broader Sydney trends, supported by strong rental demand from families and professionals. The aging population trend and limited development opportunities present both challenges and advantages for long-term investment potential.
Strengths
- •Premium waterfront location with Georges River access
- •Established residential character with larger block sizes
- •Strong community connections and active residents associations
- •Quality local amenities including parks and recreational facilities
Opportunities
- •Growing demand for waterfront lifestyle properties
- •Potential for property value appreciation due to limited supply
- •Strong rental investment potential from professional tenants
- •Infrastructure improvements enhancing connectivity
Considerations
- •Limited public transport with no direct rail access
- •Aging population demographic trend
- •Higher property prices limiting affordability
- •Limited new development constraining supply
A decision, not just a search · Taren Point
Does a promising suburb make this the right property decision?
No. Suburb data can help you shortlist, but it cannot establish the value, condition or suitability of a particular property. Compare buying, retaining your current property and waiting against your household cash flow, finance conditions and intended holding period.
Questions that could change the answer
- What would make this location unsuitable even if its median price rises?
- Could you meet the costs if income falls, the property is vacant or repairs are needed?
- Are you comparing a specific property with genuinely comparable sales—or only an area average?
Evidence to obtain—not yet verified here
- Comparable property evidence with transaction dates and relevant differences.
- Current loan terms, household commitments and a realistic cash-flow buffer.
- Property inspections, contract advice and ownership/tax advice where relevant.
Other options: Shortlist another property, retain what you own, reduce the budget or delay. Growth expectations alone are not a reason to proceed.
Next action: Ask a Property Advisor to connect the property evidence with your priorities, and identify the finance, tax or legal professional required for unresolved questions.
When to revisit: Revisit if the price, lending terms, inspection findings or household circumstances change.
General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.
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Property Market
$1.85M
+8.5% 1yr
$720K
+6.8% 1yr
$1,150/wk
$665/wk
32
1.8%
72.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +8.5% | +24.2% | +42.8% |
| Unit | +6.8% | +18.5% | +35.2% |
Rental Yields
House Yield
3.2%
Unit Yield
4.8%
Investment Scorecard
Demand/Supply Ratio: 1.80
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Taren Point at median house price
Stamp Duty Estimate
+8% surcharge
Negative Gearing Position
Wage offset available until 1 July 2027
An established purchase today falls under the 2026 reforms. From 1 July 2027, losses on established residential property can only offset residential rental income or residential capital gains — not your salary.
$1150/wk
Negatively geared
Reduces taxable income until 1 July 2027
~$970/week
Land Tax Exposure
~60% of median price
Annual: $660
Annual: $17,460
CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.
CGT Projection
Based on 8.6% p.a. growth (from 5-year trend), CPI indexation + 30% minimum rate, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$84,140
After-tax yield
1.95%
Weekly holding cost
$970/wk
10yr CGT (est.)
$670,139
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Local Knowledge Group of Companies provides integrated advisory through Local Knowledge (CPA), Local Knowledge Finance (Mortgage Brokerage), and Local Knowledge Property (Licensed Agency).
Demographics
2,850
44
$95K
per annum
68.0%
52.0%
48.0%
3.2%
28.0%
Dwelling Mix
Lifestyle & Community
8
6
1
24.0 km
Nearest Station: Caringbah Station
Waterfront recreation, boating, fishing, parks, quality dining, and family-friendly activities with easy access to Georges River amenities
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Data sourced from multiple sources. Last updated 29 March 2026.