Tennyson Point
Investment Score
78
/100
AI Intelligence Summary
Tennyson Point is an exclusive waterfront suburb located on a peninsula along the Parramatta River in Sydney's Northern Suburbs. This prestigious enclave offers a unique combination of waterfront living with convenient access to major business districts including Ryde and Parramatta. The suburb is characterized by premium single-family homes and select townhouse developments, many featuring water views and direct river access through the local marina. With limited housing stock due to geographic constraints and heritage restrictions, property values remain consistently high. The community enjoys a peaceful, resort-like atmosphere with riverside parks, walking tracks, and strong neighborhood connections, while benefiting from proximity to quality schools and shopping precincts in surrounding areas. Despite limited local retail and public transport options, the suburb attracts affluent families and retirees seeking premium waterfront lifestyle within commuting distance of Sydney's major employment centers.
Strengths
- •Premium waterfront location with Parramatta River frontage and marina access
- •Limited housing supply creating scarcity value and price stability
- •High-quality housing stock with many properties featuring water views
- •Strong community atmosphere with active neighborhood associations
Opportunities
- •Future Metro West project improving regional connectivity
- •Continued gentrification of surrounding Ryde area enhancing amenities
- •Growing demand for waterfront lifestyle properties post-COVID
- •Potential for luxury townhouse developments on suitable sites
Considerations
- •Limited public transport options with no direct rail access
- •Restricted development potential due to heritage listings and geography
- •Limited local retail and commercial amenities within the suburb
- •Higher property maintenance costs due to waterfront location
A decision, not just a search · Tennyson Point
Does a promising suburb make this the right property decision?
No. Suburb data can help you shortlist, but it cannot establish the value, condition or suitability of a particular property. Compare buying, retaining your current property and waiting against your household cash flow, finance conditions and intended holding period.
Questions that could change the answer
- What would make this location unsuitable even if its median price rises?
- Could you meet the costs if income falls, the property is vacant or repairs are needed?
- Are you comparing a specific property with genuinely comparable sales—or only an area average?
Evidence to obtain—not yet verified here
- Comparable property evidence with transaction dates and relevant differences.
- Current loan terms, household commitments and a realistic cash-flow buffer.
- Property inspections, contract advice and ownership/tax advice where relevant.
Other options: Shortlist another property, retain what you own, reduce the budget or delay. Growth expectations alone are not a reason to proceed.
Next action: Ask a Property Advisor to connect the property evidence with your priorities, and identify the finance, tax or legal professional required for unresolved questions.
When to revisit: Revisit if the price, lending terms, inspection findings or household circumstances change.
General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.
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Property Market
$2.15M
+8.5% 1yr
$1.25M
+6.2% 1yr
$1.65M
$1,150/wk
$820/wk
32
1.8%
78.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +8.5% | +22.0% | +45.0% |
| Unit | +6.2% | +18.5% | +38.0% |
Rental Yields
House Yield
2.8%
Unit Yield
3.4%
Townhouse Yield
3.1%
Investment Scorecard
Demand/Supply Ratio: 2.10
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Tennyson Point at median house price
Stamp Duty Estimate
+8% surcharge
Negative Gearing Position
Wage offset available until 1 July 2027
An established purchase today falls under the 2026 reforms. From 1 July 2027, losses on established residential property can only offset residential rental income or residential capital gains — not your salary.
$1150/wk
Negatively geared
Reduces taxable income until 1 July 2027
~$1,241/week
Land Tax Exposure
~60% of median price
Annual: $3,540
Annual: $20,340
CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.
CGT Projection
Based on 9.0% p.a. growth (from 5-year trend), CPI indexation + 30% minimum rate, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$100,640
After-tax yield
1.71%
Weekly holding cost
$1241/wk
10yr CGT (est.)
$856,074
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Local Knowledge Group of Companies provides integrated advisory through Local Knowledge (CPA), Local Knowledge Finance (Mortgage Brokerage), and Local Knowledge Property (Licensed Agency).
Demographics
850
47
$125K
per annum
68.0%
52.0%
48.0%
3.2%
32.0%
Dwelling Mix
Lifestyle & Community
12
6
1
18.0 km
Nearest Station: Meadowbank Station
Premium waterfront lifestyle with marina access, riverside recreation, peaceful residential streets, and convenient access to Ryde's dining and shopping precincts.
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Data sourced from multiple sources. Last updated 11 April 2026.