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Warriewood

NSW 2102LGA: Northern Beaches Council

Investment Score

78

/100

AI Intelligence Summary

Warriewood is a highly sought-after Northern Beaches suburb located 26km northeast of Sydney CBD, offering an enviable coastal lifestyle with strong community amenities. The area attracts predominantly families and professionals seeking the quintessential beachside living experience, with excellent proximity to Warriewood Beach and Mona Vale Beach. The suburb features a diverse housing mix including established family homes, modern townhouses, and newer apartment developments, centered around the popular Warriewood Square shopping precinct. With above-average household incomes and strong educational facilities, the community maintains a family-friendly atmosphere while benefiting from ongoing infrastructure improvements. The property market has demonstrated consistent growth driven by the desirable Northern Beaches lifestyle, proximity to quality schools, and access to natural amenities including Ku-ring-gai Chase National Park. While transport connectivity relies heavily on private vehicles, the suburb's strategic location provides excellent access to employment centers and recreational facilities, making it a premium lifestyle destination for those prioritizing coastal living and community amenities.

Strengths

  • •Premium Northern Beaches coastal lifestyle with beach proximity
  • •Strong family-oriented community with excellent schools and recreational facilities
  • •Warriewood Square providing comprehensive shopping and dining options
  • •Consistent property value growth and strong rental demand

Opportunities

  • •Continued infrastructure improvements and transport upgrades
  • •Growing demand for Northern Beaches lifestyle properties
  • •Potential for mixed-use developments near commercial centers
  • •Expansion of recreational and community facilities

Considerations

  • •Limited public transport options creating car dependency
  • •Higher cost of living compared to Sydney averages
  • •Traffic congestion on Pittwater Road during peak periods
  • •Limited employment opportunities within the immediate suburb

A decision, not just a search · Warriewood

Does a promising suburb make this the right property decision?

No. Suburb data can help you shortlist, but it cannot establish the value, condition or suitability of a particular property. Compare buying, retaining your current property and waiting against your household cash flow, finance conditions and intended holding period.

Questions that could change the answer

  • What would make this location unsuitable even if its median price rises?
  • Could you meet the costs if income falls, the property is vacant or repairs are needed?
  • Are you comparing a specific property with genuinely comparable sales—or only an area average?

Evidence to obtain—not yet verified here

  • Comparable property evidence with transaction dates and relevant differences.
  • Current loan terms, household commitments and a realistic cash-flow buffer.
  • Property inspections, contract advice and ownership/tax advice where relevant.

Other options: Shortlist another property, retain what you own, reduce the budget or delay. Growth expectations alone are not a reason to proceed.

Next action: Ask a Property Advisor to connect the property evidence with your priorities, and identify the finance, tax or legal professional required for unresolved questions.

When to revisit: Revisit if the price, lending terms, inspection findings or household circumstances change.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Property Market

Median House

$1.85M

+5.2% 1yr

Median Unit

$950K

+4.8% 1yr

Median Townhouse

$1.35M

Rent (House)

$1,150/wk

Rent (Unit)

$750/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+5.2%+18.5%+35.8%
Unit+4.8%+16.2%+32.4%

Rental Yields

House Yield

3.2%

Unit Yield

4.1%

Townhouse Yield

3.6%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score68/100
Risk Score (lower = safer)72/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Warriewood at median house price

Stamp Duty Estimate
Standard transfer
$84,140
First Home Buyer
$84,140
Foreign buyer surcharge
$148,000

+8% surcharge

Negative Gearing Position

Wage offset available until 1 July 2027

An established purchase today falls under the 2026 reforms. From 1 July 2027, losses on established residential property can only offset residential rental income or residential capital gains — not your salary.

Annual rent income
$59,800

$1150/wk

Interest (80% LVR @ 6.5%)
-$96,200
Other expenses (~2.5%)
-$46,250
Net rental position
-$82,650

Negatively geared

Tax benefit (39% MTR)
+$32,234

Reduces taxable income until 1 July 2027

After-tax holding cost
$50,416/yr

~$970/week

Land Tax Exposure
Est. land value
$1.11M

~60% of median price

Individual threshold
$1,075,000

Annual: $660

Trust/company threshold
$25,000 (trust)

Annual: $17,460

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 7.2% p.a. growth (from 5-year trend), CPI indexation + 30% minimum rate, 39% MTR

5-Year Hold

Est. value
$2.61M
Capital gain
$670,789
Assessable gain
$415,411
CGT payable
$162,010

10-Year Hold

Est. value
$3.69M
Capital gain
$1.75M
Assessable gain
$1.21M
CGT payable
$470,462

Investor Quick Summary

Entry cost (stamp duty)

$84,140

After-tax yield

1.95%

Weekly holding cost

$970/wk

10yr CGT (est.)

$470,462

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Local Knowledge Group of Companies provides integrated advisory through Local Knowledge (CPA), Local Knowledge Finance (Mortgage Brokerage), and Local Knowledge Property (Licensed Agency).

Demographics

Population

8,500

Median Age

42

Median Income

$95K

per annum

Family Households

68.0%

Professionals

52.0%

University Educated

45.0%

Unemployment

3.2%

Born Overseas

32.0%

Dwelling Mix

Houses: 65%Units: 25%Townhouses: 10%Total: 3,200

Lifestyle & Community

Walkability65/100
Public Transport4/10
Schools Rating8/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

35

Parks

12

Hospitals

1

Distance to CBD

26.0 km

Nearest Station: Wynyard Station

Relaxed beachside living with excellent recreational facilities, quality dining and shopping options, and easy access to natural attractions and beaches.

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Data sourced from multiple sources. Last updated 11 April 2026.

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