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Wolli Creek

NSW 2205LGA: Bayside Council

Investment Score

78

/100

AI Intelligence Summary

Wolli Creek is a modern, high-density suburb located 12km south of Sydney CBD, characterized by contemporary apartment living and exceptional transport connectivity. The suburb has undergone significant urban transformation over the past decade, evolving from an industrial area to a thriving residential community. With direct rail access to both the CBD and Kingsford Smith Airport via the Airport Line, Wolli Creek attracts young professionals, airport workers, and investors seeking strong rental yields. The demographic profile skews toward educated professionals aged 25-45, with a culturally diverse population including a significant Asian Australian community. Property values are driven by location convenience rather than lifestyle amenities, as the suburb offers limited local shopping and dining options. However, residents benefit from proximity to Wolli Creek Regional Park, easy beach access at Brighton-Le-Sands, and major employment centers. The property market is dominated by modern apartments and townhouses, delivering rental yields of 4.5-5.5% - well above Sydney averages. While the suburb lacks the character of established neighborhoods, its strategic location, ongoing infrastructure improvements, and strong rental demand make it an attractive proposition for investors and time-poor professionals prioritizing connectivity over community amenities.

Strengths

  • •Direct rail access to Sydney CBD and airport via Airport Line
  • •Strong rental yields of 4.5-5.5% above Sydney average
  • •Modern, low-maintenance apartment living with quality amenities
  • •Strategic location with M5 Motorway and Princes Highway access

Opportunities

  • •Continued urban renewal and amenity improvements
  • •Potential for local commercial development to serve growing population
  • •Airport employment precinct expansion driving rental demand
  • •Enhanced cycling and pedestrian infrastructure connections

Considerations

  • •Limited local shopping and dining options requiring travel to nearby centers
  • •High-density living with potential for overdevelopment
  • •Lack of established community character and local identity
  • •Noise from nearby airport flight paths and major roads

A decision, not just a search · Wolli Creek

Does a promising suburb make this the right property decision?

No. Suburb data can help you shortlist, but it cannot establish the value, condition or suitability of a particular property. Compare buying, retaining your current property and waiting against your household cash flow, finance conditions and intended holding period.

Questions that could change the answer

  • What would make this location unsuitable even if its median price rises?
  • Could you meet the costs if income falls, the property is vacant or repairs are needed?
  • Are you comparing a specific property with genuinely comparable sales—or only an area average?

Evidence to obtain—not yet verified here

  • Comparable property evidence with transaction dates and relevant differences.
  • Current loan terms, household commitments and a realistic cash-flow buffer.
  • Property inspections, contract advice and ownership/tax advice where relevant.

Other options: Shortlist another property, retain what you own, reduce the budget or delay. Growth expectations alone are not a reason to proceed.

Next action: Ask a Property Advisor to connect the property evidence with your priorities, and identify the finance, tax or legal professional required for unresolved questions.

When to revisit: Revisit if the price, lending terms, inspection findings or household circumstances change.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Property Market

Median House

$1.45M

+4.2% 1yr

Median Unit

$720K

+5.8% 1yr

Median Townhouse

$980K

Rent (House)

$1,050/wk

Rent (Unit)

$700/wk

Days on Market

28

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+4.2%+18.5%+32.8%
Unit+5.8%+22.4%+38.6%

Rental Yields

House Yield

3.8%

Unit Yield

5.1%

Townhouse Yield

4.3%

Investment Scorecard

Overall Investment Score78/100
Growth Potential72/100
Cashflow Score82/100
Risk Score (lower = safer)72/100
Affordability Index65/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Wolli Creek at median house price

Stamp Duty Estimate
Standard transfer
$62,140
First Home Buyer
$62,140
Foreign buyer surcharge
$116,000

+8% surcharge

Negative Gearing Position

Wage offset available until 1 July 2027

An established purchase today falls under the 2026 reforms. From 1 July 2027, losses on established residential property can only offset residential rental income or residential capital gains — not your salary.

Annual rent income
$54,600

$1050/wk

Interest (80% LVR @ 6.5%)
-$75,400
Other expenses (~2.5%)
-$36,250
Net rental position
-$57,050

Negatively geared

Tax benefit (39% MTR)
+$22,250

Reduces taxable income until 1 July 2027

After-tax holding cost
$34,800/yr

~$669/week

Land Tax Exposure
Est. land value
$870,000

~60% of median price

Individual threshold
$1,075,000

Below threshold

Trust/company threshold
$25,000 (trust)

Annual: $13,620

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 6.6% p.a. growth (from 5-year trend), CPI indexation + 30% minimum rate, 39% MTR

5-Year Hold

Est. value
$1.99M
Capital gain
$472,838
Assessable gain
$273,178
CGT payable
$106,539

10-Year Hold

Est. value
$2.74M
Capital gain
$1.22M
Assessable gain
$792,275
CGT payable
$308,987

Investor Quick Summary

Entry cost (stamp duty)

$62,140

After-tax yield

2.32%

Weekly holding cost

$669/wk

10yr CGT (est.)

$308,987

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Local Knowledge Group of Companies provides integrated advisory through Local Knowledge (CPA), Local Knowledge Finance (Mortgage Brokerage), and Local Knowledge Property (Licensed Agency).

Demographics

Population

3,200

Median Age

34

Median Income

$95K

per annum

Family Households

42.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

45.0%

Dwelling Mix

Houses: 15%Units: 75%Townhouses: 10%Total: 1,850

Lifestyle & Community

Walkability65/100
Public Transport9/10
Schools Rating6/10
Safety7/10
Family Friendly6/10
Cafes & Restaurants

8

Parks

3

Hospitals

1

Distance to CBD

12.0 km

Nearest Station: Wolli Creek Station

Urban convenience lifestyle with easy commuting, apartment living, and access to regional parklands and beaches for recreation. Limited local entertainment requiring travel to nearby centers.

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Data sourced from multiple sources. Last updated 11 April 2026.

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